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Payment trends 2025

Statistics report on digital consumer and commercial payments trends worldwide for 2025

B2B and consumer payments are expected to keep changing in 2025. What trends should your organization keep in mind? This report provides the most recent statistics that explore the biggest developments in payments today.

First, it portrays the expected market size and market shares of different payment methods - including cash money - in both point-of-sale (POS) and e-commerce. Second, the report shares figures on different trends that are top of mind in the payments industry going into 2025. Regional and/or country comparisons are a key component of this report.

Some of the key questions asked in this report include: How big are real-time payments, or instant payments, going to be in specific countries? Are there any distinctions in payment behavior between regions? Is cryptocurrency already an important payment method?

Table of contents

Digital payments composition and outlook

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  • Premium Statistic Number of digital payments worldwide 2007-2024 with forecasts to 2029, by region
  • Premium Statistic Distribution of digital payments worldwide 2020-2024 with forecast to 2029, by type
  • Premium Statistic Most used payment methods in e-commerce worldwide in 2025, with a forecast for 2030
  • Premium Statistic Most used payment methods in physical POS worldwide in 2025, with a forecast for 2030
  • Premium Statistic Key trends observed in the payments industry according to professionals in 2025

Instant payments are considered essential

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  • Premium Statistic Key technologies observed in the payments industry according to professionals in 2024
  • Premium Statistic Most promising options for central banks to improve cross-border payments 2022-2024
  • Premium Statistic Transaction value of real-time payments worldwide in 2025, with a 2030 forecast
  • Premium Statistic Top regions with the most real-time payments (RTP) in 2022, with a 2027 forecast
  • Premium Statistic Real-time payments (RTP) transactions in 58 territories in 2023, with a 2027 forecast

Mobile payments are to increase further

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  • Premium Statistic Mobile wallet adoption in 38 countries and territories worldwide as of 2023
  • Premium Statistic Digital wallet share in e-commerce and POS in 2025 with a 2030 forecast, by region
  • Premium Statistic Value of card linked wallets in e-commerce in India 2023, with 2028 forecast
  • Premium Statistic Value of card linked wallets e-commerce Saudi Arabia (KSA) 2023, with 2028 forecast
  • Premium Statistic Value of card linked wallets in e-commerce in Singapore 2023, with 2028 forecast

AI could help improve payments

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  • Premium Statistic Artificial intelligence (AI) use cases in payments, according to professionals 2024
  • Premium Statistic Adoption of artificial intelligence (AI)-driven payments worldwide 2024, by age group
  • Premium Statistic Adoption of artificial intelligence (AI) payments in 7 countries Europe and NA 2024
  • Premium Statistic Adoption of artificial intelligence (AI) payments in 7 countries Latin America 2024

Linking cross-border payments a big focus

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  • Premium Statistic Market size of global wholesale, B2B, B2C cross-border payments in 2024 and 2032
  • Premium Statistic Annual B2B, B2C, C2B cross-border and remittances revenue in Asia-Pacific 2014-2024
  • Premium Statistic Annual B2B, B2C, C2B cross-border payments and remittances revenue in EMEA 2014-2024
  • Premium Statistic Annual B2B, B2C, C2B cross-border payments and remittances revenue in LATAM 2014-2024
  • Premium Statistic Annual B2B, B2C, C2B cross-border and remittances revenue in North America 2014-2024

Fintech keeps challenging traditional providers

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  • Premium Statistic Market share of online payment processing software on web domains worldwide 2026
  • Premium Statistic Annual TPV (Total Payment Volume) of Stripe 2015-2025, in USD
  • Premium Statistic Quarterly Gross Payments Volume of Shopify 2020-2024
  • Premium Statistic (Bi)annual TPV Total Payment Volume of Adyen 2015-2025, in domestic currency and USD
  • Premium Statistic Leading neobanks worldwide 2024, by MAU

BNPL continues to become mainstream

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  • Premium Statistic Annual buy now, pay later (BNPL) global market size 2014-2025, with forecast to 2030
  • Premium Statistic BNPL (buy now, pay later) users in India and worldwide 2022, with a 2027 forecast
  • Premium Statistic Buy now, pay later (BNPL) share in e-commerce in 43 countries worldwide 2016-2025
  • Premium Statistic Active users and GMV of leading BNPL providers Klarna, Afterpay, and Affirm 2025
  • Premium Statistic Merchants who use Pay in 4 for buy now, pay later in 33 countries worldwide 2025

B2B shifts to digital payments

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  • Premium Statistic Value of SME and B2B corporate card spending worldwide 2021-2026
  • Premium Statistic B2B digital payments number in Asia-Pacific (APAC) 2019-2024 with forecasts to 2028
  • Premium Statistic Number of digital payments in Europe 2007-2024 with forecasts to 2029
  • Premium Statistic B2B digital payments number in Latin America 2019-2024 with forecasts to 2028
  • Premium Statistic B2B digital payments number in Middle East, Africa 2019-2024 with forecasts to 2028
  • Premium Statistic B2B digital payments number in North America 2019-2024 with forecasts to 2028

Open banking remains a Europe trend

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  • Premium Statistic Number of open banking API calls worldwide 2025 and 2029
  • Premium Statistic Open banking users worldwide in 2020 with forecasts to 2024, by region
  • Premium Statistic Value of open banking transactions worldwide and in the UK 2023 and 2027
  • Premium Statistic Open finance classification worldwide 2024, by region
  • Premium Statistic Main travel payment technologies planned to be implemented worldwide 2023

Blockchain's limited impact in 2025

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  • Premium Statistic Drivers for central banks in developed, emerging markets on why to develop CBDC 2024
  • Premium Statistic Opinion of banks whether to adopt digital assets (crypto, stablecoin, CBDC) 2023-2025
  • Premium Statistic Increase in use of selected online payment methods worldwide in 2024, by age gender
  • Premium Statistic Crypto market size in B2C e-commerce payments worldwide 2024, with forecast for 2026
  • Premium Statistic Penetration of crypto as a means of payment in selected countries worldwide in 2024
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