Key insights
- Most popular financial product
- Digital payment (made or received)

Detailed statistics
Financial product or service ownership in Ghana 2023
- Most used payment system
- Mobile Money

Detailed statistics
Volume of payment systems in Ghana 2023, by method
- E-levy rate on electronic transfers
- %

Detailed statistics
Transaction tax on digital financial services in Ghana 2022-2023
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Current statistics on this topic
Recommended statistics
Overview
7
- Financial product or service ownership in Ghana 2023
- Total value of digital payment transactions in Ghana 2019-2028
- Volume of payment systems in Ghana 2023, by method
- Value of payment systems in Ghana 2023, by method
- Annual value of outgoing personal remittances in Ghana 2015-2024
- Annual value of incoming personal remittances in Ghana 2011-2024
- Transaction tax on digital financial services in Ghana 2022-2023
Overview
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Financial product or service ownership in Ghana 2023

Financial product or service ownership in Ghana 2023
Share of population reporting to own or use the following financial products or services in Ghana in 2023
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Total value of digital payment transactions in Ghana 2019-2028

Total value of digital payment transactions in Ghana 2019-2028
Total value of digital payment transactions in Ghana in 2019 and 2028 (in billion U.S. dollars)
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Volume of payment systems in Ghana 2023, by method

Volume of payment systems in Ghana 2023, by method
Volume of payment systems in Ghana as of 2023, by method
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Value of payment systems in Ghana 2023, by method

Value of payment systems in Ghana 2023, by method
Value of payment systems in Ghana as of 2023, by method (in billion Ghanaian cedis)
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Annual value of outgoing personal remittances in Ghana 2015-2024

Annual value of outgoing personal remittances in Ghana 2015-2024
Value of personal remittances in Ghana from 2015 to 2024, based on remittance outflow towards any other country
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Annual value of incoming personal remittances in Ghana 2011-2024

Annual value of incoming personal remittances in Ghana 2011-2024
Value of personal remittances in Ghana from 2011 to 2024, based on remittance inflow from any other country
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Transaction tax on digital financial services in Ghana 2022-2023

Transaction tax on digital financial services in Ghana 2022-2023
Electronic levy rate on electronic transfers in Ghana in 2022 and 2023
Cash
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Value of notes and coins in circulation in Ghana 2019-2023

Value of notes and coins in circulation in Ghana 2019-2023
Cash in circulation in Ghana from 2019 to 2023 (in 1,000 Ghanaian cedis)
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Total number of ATMs in Ghana 2000-2040

Total number of ATMs in Ghana 2000-2040
Total number of ATMs in Ghana from 2000 to 2040
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Number of ATMS per 100,000 inhabitants in Ghana 2014-2029

Number of ATMS per 100,000 inhabitants in Ghana 2014-2029
Number of ATMS per 100,000 inhabitants in Ghana from 2014 to 2029
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Number of ATM transactions in Ghana 2017-2023

Number of ATM transactions in Ghana 2017-2023
Annual volume of automatic teller machine (ATM) transactions in Ghana from 2017 to 2023
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Value of ATM transactions in Ghana 2017-2023

Value of ATM transactions in Ghana 2017-2023
Annual value of automatic teller machine (ATM) transactions in Ghana from 2017 to 2023 (in billion Ghanaian cedis)
Banking
7
- Bank account owners in Ghana 2018-2024
- Number of mobile banking transactions in Ghana 2018-2023
- Annual average daily volume of mobile banking transactions in Ghana 2018-2023
- Annual value of mobile banking transactions in Ghana 2018-2023
- Number of online banking transactions in Ghana 2018-2023
- Annual average daily volume of online banking transactions in Ghana 2021-2023
- Annual value of online banking transactions in Ghana 2018-2023
Banking
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Bank account owners in Ghana 2018-2024

Bank account owners in Ghana 2018-2024
Share of population with an account at a financial institution in Ghana from 2018 to 2024
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Number of mobile banking transactions in Ghana 2018-2023

Number of mobile banking transactions in Ghana 2018-2023
Annual volume of mobile banking transactions in Ghana from 2018 to 2023 (in 1,000s)
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Annual average daily volume of mobile banking transactions in Ghana 2018-2023

Annual average daily volume of mobile banking transactions in Ghana 2018-2023
Annual average volume of mobile banking transactions per day in Ghana from 2018 to 2023
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Annual value of mobile banking transactions in Ghana 2018-2023

Annual value of mobile banking transactions in Ghana 2018-2023
Annual value of mobile banking transactions in Ghana from 2018 to 2023 (in billion Ghanaian cedis)
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Number of online banking transactions in Ghana 2018-2023

Number of online banking transactions in Ghana 2018-2023
Annual volume of online banking transactions in Ghana from 2018 to 2023
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Annual average daily volume of online banking transactions in Ghana 2021-2023

Annual average daily volume of online banking transactions in Ghana 2021-2023
Annual average volume of online banking transactions per day in Ghana from 2021 to 2023
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Annual value of online banking transactions in Ghana 2018-2023

Annual value of online banking transactions in Ghana 2018-2023
Annual value of online banking transactions in Ghana from 2018 to 2023 (in billion Ghanaian cedis)
Card payments
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Penetration rate of debit cards in Ghana 2011-2050

Penetration rate of debit cards in Ghana 2011-2050
Penetration rate of debit cards in Ghana from 2011 to 2050
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Credit card owners in Ghana 2018-2024

Credit card owners in Ghana 2018-2024
Share of population with a credit card in Ghana from 2018 to 2024
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Number of international scheme cards in Ghana 2018-2023, by type

Number of international scheme cards in Ghana 2018-2023, by type
Number of international scheme cards in Ghana from 2018 to 2023, by type
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Number of payment card transactions in Ghana 2023, by type

Number of payment card transactions in Ghana 2023, by type
Volume of credit, debit, and prepaid card transactions in Ghana as of 2023
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Value of payment card transactions in Ghana 2023, by type

Value of payment card transactions in Ghana 2023, by type
Value of credit, debit, and prepaid card transactions in Ghana as of 2023 (million Ghanaian cedis)
Mobile payments
7
- Number of active mobile money accounts in Ghana 2017-2023
- Share of population with mobile money accounts in Ghana 2018-2025
- Number of mobile money transactions in Ghana 2017-2023
- Mobile money transaction value in Ghana 2017-2023
- Value of mobile wallet transactions in Ghana 2023, by type
- Annual average daily mobile money transactions in Ghana 2017-2023
- Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2023
Mobile payments
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Number of active mobile money accounts in Ghana 2017-2023

Number of active mobile money accounts in Ghana 2017-2023
Number of active mobile money accounts in Ghana from 2017 to 2023 (in millions)
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Share of population with mobile money accounts in Ghana 2018-2025

Share of population with mobile money accounts in Ghana 2018-2025
Share of population with a mobile money account in Ghana from 2018 to 2025
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Number of mobile money transactions in Ghana 2017-2023

Number of mobile money transactions in Ghana 2017-2023
Total volume of mobile money transactions in Ghana from 2017 to 2023 (in millions)
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Mobile money transaction value in Ghana 2017-2023

Mobile money transaction value in Ghana 2017-2023
Value of mobile money transactions in Ghana from 2017 to 2023 (in billion Ghanaian cedis)
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Value of mobile wallet transactions in Ghana 2023, by type

Value of mobile wallet transactions in Ghana 2023, by type
Value of Mobile Money Interoperability transactions in Ghana in 2023, by origin (in million Ghanaian cedis)
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Annual average daily mobile money transactions in Ghana 2017-2023

Annual average daily mobile money transactions in Ghana 2017-2023
Average mobile money transactions per day in Ghana from 2017 to 2023 (in millions)
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Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2023

Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2023
Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) from 2019 to 2023 (in million Ghanaian cedis)
Point of Sale (POS)
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Number of Point of Sales terminals in Ghana 2018-2023

Number of Point of Sales terminals in Ghana 2018-2023
Number of Point of Sales (POS) terminals in Ghana from 2018 to 2023
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Number of Point of Sale transactions in Ghana 2018-2023

Number of Point of Sale transactions in Ghana 2018-2023
Volume of Point of Sale (POS) transactions in Ghana from 2018 to 2023 (in millions)
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Value of Point of Sale transactions in Ghana 2018-2023

Value of Point of Sale transactions in Ghana 2018-2023
Value of Point of Sale (POS) transactions in Ghana from 2018 to 2023 (in million Ghanaian cedis)
E-money
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Total annual active e-money agents in Ghana 2017-2023

Total annual active e-money agents in Ghana 2017-2023
Annual active e-money agents in Ghana from 2017 to 2023 (in 1,000s)
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Total annual e-money accounts in Ghana 2017-2023

Total annual e-money accounts in Ghana 2017-2023
Annual e-money customer registrations in Ghana from 2017 to 2023 (in 1,000s)
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Total annual active e-money accounts in Ghana 2017-2023

Total annual active e-money accounts in Ghana 2017-2023
Annual active e-money customer registrations in Ghana from 2017 to 2023 (in 1,000s)
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Annual number of e-money transactions in Ghana 2017-2023

Annual number of e-money transactions in Ghana 2017-2023
Annual volume of e-money transactions in Ghana from 2017 to 2023 (in millions)
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Annual value of e-money transactions in Ghana 2017-2023

Annual value of e-money transactions in Ghana 2017-2023
Annual value of e-money transactions in Ghana from 2017 to 2023 (in billion Ghanaian cedis)
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