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This report presents data on payment methods in Africa, focusing on the most recent developments across the continent. It begins with an overview of digital payment adoption and user behavior, including insights into mobile and online payment usage. The report then examines the infrastructure behind payments, with a particular focus on instant payment systems and their growing role in the ecosystem.Furthermore, it explores mobile money as the dominant payment method, alongside key indicators of its usage and reach. The report also provides detailed insights into instant payments, including their scale, economic relevance, and the factors influencing user adoption. In addition, it highlights merchant-related challenges and the role of fintech in supporting payment innovation.Finally, the report summarizes key trends and offers an outlook on the future of payments in Africa, outlining the continued shift toward digital and real-time transaction methods.