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Digital lending in India

Statistics report on the digital lending in India

This report presents a range of statistics and facts on digital lending in India. It gives an overview of the fintech industry, along with information on the credit market. It further elaborates on digital lending sector and provides information about key players in the industry.

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Table of contents

Fintech overview

4
  • Premium Statistic Number of fintech unicorns worldwide 2025, by country
  • Premium Statistic Number of funding deals for startups in India 2023, by city
  • Premium Statistic Revenue of fintech market in India 2021 and 2030, by segment
  • Premium Statistic Distribution of fintech acquisition in India 2022, by segment

Credit market

6
  • Premium Statistic Annual growth of loans in India FY 2019-2023, by financial institution
  • Premium Statistic Increase in demand for long term credit in India H2 2024, by sector
  • Premium Statistic Share of payment systems India 2026
  • Premium Statistic Average annual lending interest rate in India 1978-2022
  • Premium Statistic Number of credit card transactions in India FY 2019-2029
  • Premium Statistic Household debt value across India 2010-2024

Digital lending market

6
  • Premium Statistic Estimated share of fintech market size in India 2030, by segment
  • Premium Statistic Digital lending value in India 2012-2023
  • Premium Statistic Share of digital lending in total lending market in India 2018-2022
  • Premium Statistic Distribution of new to credit customers in India 2023, by lender type
  • Premium Statistic Share of digital lending in India 2022, by loan types
  • Premium Statistic Finance app downloads India Q4 2023, by category

Startup ecosystem

3
  • Premium Statistic Top funded FinTech firms in India Q3 2024, by segment
  • Premium Statistic Funds raised by digital lending startups in India 2014-2022, by segment
  • Premium Statistic Funds raised by digital consumer lending startups in India 2014-2023

Key players

6
  • Premium Statistic Leading alternative lending start-ups in India 2026, by total funding
  • Premium Statistic Revenue of Lendingkart in India FY 2019-2025
  • Premium Statistic Revenue of MobiKwik FY 2017-2024
  • Premium Statistic Revenue of InCred in India FY 2018-2025
  • Premium Statistic Pine lab's operating revenue FY 2018-2024
  • Premium Statistic PB Fintech's net profit FY 2018 to FY 2023
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