ÌÇÐÄÆÆ½â°æ

Fintech in the United Kingdom (UK)

Statistics report on the fintech industry in the United Kingdom

This report provides a comprehensive overview of the fintech industry in the United Kingdom. The first chapter observes the market size and other key indicators of the sector, including revenue and user base. The rest of the report is divided into the main segments of the industry, namely, digital banks, digital payments, BNPL, cryptocurrency, and open banking. Each chapter gives an overview of the market size and the key players in each segment.

Table of contents

Overview

7
  • Premium Statistic Number of fintechs in Europe 2025, by country
  • Premium Statistic Value of investment into fintech in the UK 2014-2024
  • Premium Statistic Number of fintechs in the UK 2008-2025
  • Premium Forecast Number of fintech users in the UK 2017-2029, by segment
  • Premium Statistic Leading fintechs in the UK 2025, by valuation
  • Premium Statistic Leading countries in Europe by fintech investment value 2025
  • Premium Statistic Leading countries in Europe by number of fintech investment deals 2025

Digital banks

6
  • Basic Statistic Online banking penetration in the UK 2007-2024
  • Premium Forecast Number of digital banking users in the United Kingdom 2017-2030
  • Premium Forecast Net interest income of digital banks in the United Kingdom 2017-2030
  • Premium Forecast Value of deposits at digital banks in the United Kingdom 2017-2030
  • Premium Statistic Neobanking and neobrokerage popularity in the UK 2025, by brand
  • Premium Statistic Number of customers at selected digital banks in the UK 2025

Digital payments

10
  • Premium Statistic Most used in-store (POS) payment methods in the UK 2017-2025, with 2030 forecast
  • Premium Forecast Penetration rate of credit cards in the United Kingdom 2014-2029
  • Premium Forecast Penetration rate of debit cards in the United Kingdom 2014-2029
  • Premium Statistic Annual credit card spending in the UK 2012-2023, in local currency and USD
  • Premium Statistic Annual debit card spending in the UK 2012-2023, in local currency and USD
  • Premium Statistic Annual contactless spending in the UK 2014-2024, in local currency and USD
  • Premium Forecast Most common online payments by type in the UK 2025
  • Premium Forecast Biggest contactless payment brands at POS in the UK 2024
  • Premium Forecast Biggest e-commerce payment brands in the UK 2024
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in the UK 2015-2025, based on downloads

Cryptocurrency

3
  • Premium Statistic Annual crypto adoption development in the UK 2020-2025, by metric
  • Premium Statistic Annual number of crypto users in the UK 2017-2023
  • Premium Statistic Biggest cryptocurrency wallets in the UK 2015-2025, based on downloads

Fintech trends: open banking and artificial intelligence

8
  • Premium Statistic Value of open banking transactions worldwide and in the UK 2023 and 2027
  • Premium Statistic Number of open banking users in the UK 2019-2026
  • Premium Statistic Number of open banking users in the UK 2023-2025, by type of service
  • Premium Statistic Estimated open banking adoption in the UK 2021-2025
  • Premium Statistic Number of successful API calls made using ASPSPs open banking APIs in UK 2018-2025
  • Premium Statistic Number of successful payments through open banking APIs UK 2021-2025
  • Premium Statistic Share of technology budget spent on gen AI in the UK 2024-2025, by industry
  • Premium Statistic Main challenges of scaling GenAI in financial services in the UK 2024
We’re happy to help

Get in touch with us for additional information

Feel free to contact us anytime. We will respond to your inquiry as quickly as possible.