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Banking in Spain

Statistics report on banking in Spain

This report presents a comprehensive overview of the banking industry in Spain. It is organized into chapters that explore different segments of the sector. The report begins with a general overview, followed by key statistics on the efficiency and stability of the banking system. It then examines core aspects of retail banking, along with the growing role of mobile and online banking. Subsequent sections provide data on the country’s largest banks and insights into consumer attitudes toward banking services.

Table of contents

Overview

6
  • Basic Statistic Number of banks in Spain 2008-2024
  • Basic Statistic Total assets of the banking industry in Spain 2014-2024
  • Basic Statistic Total assets of the banking industry as percentage of GDP in Spain 2008-2024
  • Premium Statistic Asset composition of the banking industry in Spain 2025
  • Premium Statistic Employment in the banking industry in Spain 2004-2024
  • Premium Statistic Number of bank branches in Spain 2010-2024

Banking system efficiency and stability

7
  • Basic Statistic Quarterly cost-to-income ratio of the banking industry in Spain 2008-2024
  • Premium Statistic Interest margin of the banking industry in Spain 2010-2024
  • Basic Statistic Net interest income of the banking industry in Spain 2008-2024
  • Basic Statistic Quarterly value of CET1 capital of the banking industry in Spain 2014-2025
  • Basic Statistic Quarterly CET1 ratio of the banking industry in Spain 2014-2025
  • Premium Statistic Quarterly ROE of the banking industry in Spain 2014-2025
  • Basic Statistic Loan-to-deposit ratio of the banking industry in Spain 2015-2024

Retail banking

8
  • Premium Statistic Total customer deposits in banking industry in Spain 2010-2024
  • Basic Statistic Loan-to-deposit ratio of the banking industry in Spain 2015-2024
  • Premium Statistic Annual average interest rate on new mortgage loans in Spain 2006-2023
  • Premium Statistic Monthly value of mortgages constituted in Spain 2010-2025
  • Premium Statistic Number of mortgages granted by banks in Spain 2005-2024
  • Premium Statistic Mortgages constituted in Spain 2005-2024, by type of lender
  • Premium Statistic Annual number of debit card transactions in Spain 2000-2024, per capita
  • Basic Statistic Annual number of credit card transactions in Spain 2014-2023, per capita

Digital banking

8
  • Premium Statistic Online banking penetration in Spain 2013-2025
  • Premium Statistic Online banking penetration in Spain 2013-2024, by age
  • Premium Statistic Online banking penetration in Spain 2013-2024, by gender
  • Premium Statistic Quarterly mobile banking usage in Spain 2019-2025
  • Premium Statistic Quarterly online banking usage in Spain 2019-2025
  • Premium Statistic Customer attitude toward online finance in Spain 2018-2025, by quarter
  • Premium Statistic Ranking of free banking apps best rated by internet users in Spain 2024
  • Premium Statistic Finance app downloads in Spain 2024, by type

Largest banks

7
  • Premium Statistic Largest banks in Spain 2025, by assets
  • Premium Statistic Largest banks in Spain 2025, by market capitalization
  • Basic Statistic Leading banks in Spain 2025, by brand value
  • Premium Statistic Leading corporate banks in Spain 2024, by market penetration
  • Premium Statistic ROE of the largest banks in Spain 2024
  • Premium Statistic CET1 capital ratio of selected banks in Spain 2024
  • Premium Statistic Share of non-performing loans of banks Spain 2024

Consumer attitude

5
  • Premium Statistic Customer attitude toward personal finances in Spain 2025
  • Premium Statistic Processes in banking affairs in Spain 2025
  • Premium Statistic Satisfaction with primary bank in Spain 2019-2025, by quarter
  • Basic Statistic Willingness to change primary bank in Spain 2019-2025, by quarter
  • Premium Statistic Quarterly branch banking usage in Spain 2019-2025
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