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Credit cards worldwide

Statistics report on credit card penetration, number count, brand market share in different countries worldwide

Credit cards are often seen as one of the world's biggest digital payment option, especially in the United States. Is this still the case in 2024?

This report investigates up to 211 countries at once, focusing on several main figures: credit card penetration rate, the number of credit cards in circulation, the market share of brands like Visa and Mastercard, as well as how important (credit) card payments are in online shopping. Note that due to data availability or source update frequency, some countries might display figures from 2022 or earlier.

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Table of contents

Credit card penetration

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  • Premium Statistic Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021, 2024
  • Premium Forecast Penetration rate of credit cards in the United States 2011-2050
  • Premium Forecast Penetration rate of credit cards in Brazil 2011-2050
  • Premium Forecast Penetration rate of credit cards in Canada 2011-2050
  • Premium Forecast Penetration rate of credit cards in India 2011-2050
  • Premium Forecast Penetration rate of credit cards in Singapore 2011-2050
  • Premium Forecast Penetration rate of credit cards in Thailand 2011-2050

Credit card debt

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  • Premium Statistic Quarterly credit card debt in the U.S. 2010-2026
  • Premium Statistic Average credit card balance in the United States in 2025, by age group
  • Premium Statistic Credit card debt in the different states of the U.S. 2025
  • Premium Statistic Share of adults planning to carry credit card balance in the U.S. 2020-2023
  • Premium Statistic Monthly credit card debt in the UK 1993-2026
  • Premium Statistic Monthly APR of credit cards in Brazil 2011-2024, by credit card type
  • Premium Statistic Number of people not paying their credit card debt in Turkey 2013-2023

(Credit) card acceptance

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  • Premium Statistic Visa, MasterCard, UnionPay market share worldwide 2014-2022
  • Premium Statistic Merchants who accept UnionPay for online payments in 115 countries worldwide 2025
  • Premium Statistic Merchants who accept Visa for online payments in 200 countries worldwide 2025
  • Premium Statistic Merchants who accept Mastercard for online payments in 197 countries worldwide 2025
  • Premium Statistic Merchants who accept Maestro for online payments in 163 countries worldwide 2025
  • Premium Statistic Merchants who accept AmEx for online payments in 210 countries worldwide 2026

Credit card transactions

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  • Premium Statistic Annual Visa, Mastercard, UnionPay transaction volume worldwide 2014-2024
  • Premium Statistic Quarterly number of Visa credit card transactions worldwide 2008-2025, per capita
  • Premium Statistic Quarterly number of Mastercard credit card transactions worldwide 2006-2025
  • Premium Statistic Annual number of credit card transactions in Singapore 2013-2024, per capita
  • Premium Statistic Annual number of credit card transactions in the U.S. 2012-2024, per capita
  • Premium Statistic Annual number of credit card transactions in Saudi Arabia 2013-2024, per capita

Credit card spending

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  • Premium Statistic Quarterly TPV (Total Payment Volume) of Visa credit cards 2008-2025, in USD
  • Premium Statistic Quarterly TPV (Total Payment Volume) of Mastercard credit cards 2006-2025, in USD
  • Premium Statistic Annual credit card spending in the U.S. 2012-2024
  • Premium Statistic Annual credit card spending in China 2013-2024
  • Premium Statistic Value of credit card transactions in India FY 2019-2028
  • Premium Statistic Credit card transaction value South Korea 2002-2024

Credit card usage

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  • Premium Statistic Most used payment methods in e-commerce worldwide in 2025, with a forecast for 2030
  • Premium Statistic Credit card market share in POS and e-commerce in 3 countries in North America 2025
  • Premium Statistic Credit card market share in e-commerce and POS payments APAC 2025, by country
  • Premium Statistic Credit card market share in POS and e-commerce in 15 countries in Europe 2025
  • Premium Statistic Credit card market share in POS and e-commerce in 6 countries in Latin America 2025
  • Premium Statistic Credit card market share in POS and e-commerce in 4 countries in MEA 2025

Credit cards in circulation

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  • Premium Statistic Number of payment cards in circulation worldwide 2017-2024, with a forecast for 2029
  • Premium Statistic Quarterly number of Visa issued credit cards in U.S. and worldwide 2008-2025
  • Premium Statistic Quarterly number of Mastercard issued credit cards in U.S. and worldwide 2006-2025
  • Premium Statistic Annual number of AmEx issued credit cards in the U.S. and worldwide 2015-2024
  • Premium Forecast Credit cards in use worldwide 2024, by country
  • Basic Statistic Number of credit cards issued in 28 countries in Europe 2024

Credit card fraud

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  • Premium Statistic Annual card fraud - credit cards and debit cards combined - worldwide 2014-2024
  • Premium Statistic Card fraud in the U.S. versus rest of the world 2014-2023, with global forecasts 2028
  • Premium Statistic Fraud losses per 100 U.S. dollars of card sales 2010-2022
  • Premium Statistic Share of e-commerce revenue lost to payment fraud globally 2025, by region
  • Premium Statistic Credit and debit cards incidents reported in India 2022, by leading state
  • Premium Statistic Credit card fraud losses in Japan 2015-2024
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