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Fintech in the United States

Statistics report on the U.S. fintech sector

This report presents an overview of the U.S. fintech market. The first chapter outlines the sector as a whole, followed by sections covering key areas such as investments, digital banking, digital payments, cryptocurrencies, buy now, pay later (BNPL), and proptech. It also includes a chapter examining consumer attitudes toward fintech, supported by relevant statistics.

Table of contents

Overview

5
  • Premium Statistic Number of fintechs in the U.S. 2008-2025
  • Premium Forecast Number of fintech users in the U.S. 2018-2030, by segment
  • Premium Statistic Largest fintechs in the U.S. 2025, by market cap
  • Premium Statistic Largest fintech unicorns in the U.S. 2025, by value
  • Premium Statistic AI job postings as share of all job postings in finance in the U.S. 2023-2024

Investment landscape

7
  • Premium Statistic Value and number of investments (VC, PE, M&A) in fintech in the Americas 2018-2025
  • Premium Statistic Value and number of VC investments in fintech in the Americas 2018-2025
  • Premium Statistic Value and number of M&A investments in fintech in the Americas 2018-2025
  • Premium Statistic Value and number of PE investments in fintech in the Americas 2018-2024
  • Premium Statistic Quarterly value of fintech investment in the U.S. 2018-2024
  • Premium Statistic Quarterly number of fintech investment deals in the U.S. 2018-2024
  • Premium Statistic Largest fintech investment deals in the U.S. 2024

Online and mobile banking

7
  • Premium Forecast Online banking penetration in the U.S. 2019-2024, with forecast to 2030
  • Premium Statistic Number of customers at selected digital banks in the U.S. 2024
  • Premium Forecast Net interest income of digital banks in the United States 2017-2030
  • Premium Forecast Value of deposits at digital banks in the United States 2017-2030
  • Premium Statistic Quarterly mobile banking app downloads in the U.S. 2018-2024
  • Premium Statistic Mobile banking customers of four largest banks in the U.S. 2024
  • Premium Statistic Most downloaded mobile banking apps U.S. Q1 2026

Digital payments

7
  • Premium Forecast Penetration rate of credit cards in the United States 2011-2050
  • Premium Forecast Penetration rate of debit cards in the United States 2011-2050
  • Premium Statistic Quarterly adoption of mobile payments at POS in the U.S. 2018-2026
  • Premium Forecast Most common online payments by type in the U.S. 2025
  • Premium Statistic Most used e-commerce payment methods in the U.S. 2016-2025, with 2030 forecast
  • Premium Statistic Visa, Mastercard, Amex, Discover market share against each other in U.S. 2007-2024
  • Premium Forecast Biggest contactless payment brands in the U.S. 2025

BNPL

6
  • Premium Statistic Annual BNPL spending in the U.S. 2022-2025, with a 2031 forecast
  • Premium Statistic Buy now, pay later (BNPL) use in the U.S. 2025, by age, gender, income, race
  • Premium Statistic BNPL missed payments or spent too much in the U.S. 2025, by age
  • Premium Statistic Users of buy now, pay later (BNPL) in the U.S. 2021-2023, with forecasts to 2028
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in the U.S. in 2025, based on MAU
  • Premium Statistic Biggest buy now, pay later (BNPL) apps in the U.S. 2015-2025, based on downloads

Cryptocurrency

5
  • Premium Statistic Annual number of crypto users in the U.S. 2017-2023
  • Premium Statistic Annual crypto adoption development in the U.S. 2020-2025, by metric
  • Premium Statistic Biggest cryptocurrency wallets in the U.S. 2015-2025, based on downloads
  • Premium Statistic Use cases of cryptocurrency for consumers in the U.S. 2021-2024
  • Premium Statistic Reasons to use crypto for digital payments in the U.S. 2022-2024

Proptech

4
  • Premium Statistic Volume of proptech private growth capital investment in the U.S. 2013-2025
  • Premium Statistic Number of proptech deals made in the U.S. 2013-2025
  • Premium Statistic Average value of proptech deals in the U.S. 2013-2025
  • Premium Statistic Largest proptech funding rounds in the U.S. 2025, by company

Consumer attitude

3
  • Premium Statistic Neobanking and neobrokerage popularity in the U.S. 2025, by brand
  • Premium Statistic Most in-demand mobile banking features in the U.S. 2024
  • Premium Statistic Executives who see challenger banks as threat for traditional banking U.S. 2020-2026
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