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Banking industry in Ghana

Statistics report on the Ghanaian banking industry

This report presents data on the banking industry in Ghana. It gives an overview of the industry, including banking brands in Africa. After this, data on financial inclusion, access, mobile money as well as online banking and e-money are provided. Moreover, the report includes information on credit allocation, debt, and assets as pertains to Ghana's banking industry.

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Table of contents

Overview

5
  • Premium Statistic Most valuable African banking brands 2025
  • Premium Statistic Number of registered financial institutions in Ghana 2023, by type
  • Premium Statistic Financial product or service ownership in Ghana 2023
  • Basic Statistic Quarterly contributions of finance and insurance to GDP in Ghana 2019-2021
  • Premium Statistic Time needed for banks to return to normal business after COVID-19 in Ghana 2020

Financial inclusion

6
  • Premium Forecast Penetration rate of the banking accounts market in Ghana 2000-2050
  • Premium Forecast Penetration rate of credit cards in Ghana 2011-2050
  • Premium Statistic Credit card owners in Ghana 2018-2024
  • Premium Forecast Penetration rate of debit cards in Ghana 2011-2050
  • Premium Statistic Volume of payment systems in Ghana 2023, by method
  • Premium Statistic Value of payment systems in Ghana 2023, by method

Access

6
  • Premium Statistic Availability of banks in Ghana 2021, by area of residence
  • Basic Statistic Availability of microfinance service facilities in Ghana 2021, by area of residence
  • Premium Statistic Proximity of banks in Ghana 2021, by area of residence
  • Premium Statistic Leading banks in Ghana by number of branches 2020
  • Premium Forecast Number of commercial bank branches in Ghana 2014-2029
  • Premium Forecast Total number of ATMs in Ghana 2000-2040

Mobile money

6
  • Premium Statistic Number of active and registered mobile money accounts in West Africa 2016-2023
  • Premium Statistic Number of registered mobile money accounts in Ghana 2012-2023
  • Premium Statistic Share of population with mobile money accounts in Ghana 2018-2025
  • Premium Statistic Number of active mobile money agents in Ghana 2012-2023
  • Premium Statistic Number of active Scancom PLC (MTN Ghana) mobile money (MoMo) subscribers 2021-2023
  • Premium Statistic Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2023

Online banking and electronic payments

7
  • Premium Forecast Penetration rate of online banking in Ghana 2000-2050
  • Premium Statistic Monthly number of active e-money agents in Ghana 2021-2024
  • Premium Statistic Monthly number of active e-money customers in Ghana 2021-2024 (in 1,000s)
  • Premium Statistic Monthly number of e-money transactions in Ghana 2021-2024
  • Premium Statistic Total monthly value of e-money transactions in Ghana 2021-2024
  • Premium Statistic Total value of digital payment transactions in Ghana 2019-2028
  • Premium Statistic Total value of digital payment transactions per user in Ghana 2020-2022

Credit allocation and debt

5
  • Basic Statistic Number of borrowers from commercial banks in Ghana 2006-2021
  • Premium Statistic Domestic credit to the private sector to GDP in Ghana 1960-2024
  • Basic Statistic Commercial bank loans to the private sector to GDP in Ghana 1960-2024
  • Premium Statistic Value of domestic debt in Ghana 2022, by holder
  • Premium Statistic Monthly value of domestic debt held by the banking sector in Ghana 2019-2022

Assets

5
  • Premium Statistic Leading banks in Ghana 2023, by total assets
  • Basic Statistic Leading banks in Ghana 2023, by tier 1 capital
  • Premium Statistic Total monthly assets of Bank of Ghana 2021-2025
  • Premium Statistic Total Ghana Commercial Bank assets 2018-2023
  • Premium Statistic Total Standard Chartered Ghana assets 2019-2022
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