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Lending market in India

Statistics report on lending market in India

This report presents statistical information on lending market in India. After providing an overview of the lending market, it presents data on various lenders. In the next chapters, information on key lending segments such as retail, commercial and microfinance is provided. The report concludes with an outlook on digital lending.

Table of contents

Overview

9
  • Premium Statistic Segments of lending industry India FY 2024-2025, by volume
  • Premium Statistic Segments of lending industry India FY 2024, by portfolio
  • Premium Statistic Increase in demand for long term credit in India H2 2024, by sector
  • Premium Statistic Annual growth of loans in India FY 2019-2023, by financial institution
  • Premium Statistic Gross non-performing loan ratio SCBs India FY 2008-2025
  • Premium Statistic Outstanding loans from commercial banks as a share of GDP India FY 2014-2022
  • Premium Statistic Average annual lending interest rate in India 1978-2022
  • Premium Statistic Monthly central bank policy rate in India 1950-2026
  • Premium Statistic Household debt value across India 2010-2024

Lending institutions

8
  • Premium Statistic Value of gross bank credit FY 2019-2024, by sector
  • Premium Statistic NBFC credit deployment India FY 2024, by sector
  • Premium Statistic Market share of retail lenders India 2022, by number of loans
  • Premium Statistic Market share of gold loan lenders India 2023, by financial institution
  • Premium Statistic Market share of commercial loan lenders India FY 2022, by active loans
  • Premium Statistic Market share of lenders for microfinance India 2019-2023, by lender type
  • Premium Statistic SIDBI loans and advances value FY 2017-2025
  • Premium Statistic Value of sanctioned loans under PMMY scheme India FY 2022, by financial institution

Retail loans

10
  • Premium Statistic Value of gross retail loans FY 2019-2024, by segment
  • Premium Statistic Top retail loan type in India FY 2023, by portfolio outstanding
  • Premium Statistic Top retail loan type India 2023, by volume
  • Premium Statistic Portfolio outstanding of personal loans India FY 2020-2024
  • Premium Statistic Value of housing loans in India FY 2018-2024
  • Premium Statistic Consumer durable loans in India FY 2020-2021
  • Premium Statistic Two wheeler loan market size in India 2018-2025
  • Premium Statistic Gold loan penetration in India FY 2010-2022
  • Premium Forecast Number of credit cards in use in India 2006-2040
  • Premium Statistic Ratio of institutional credit to output for agriculture India FY 2016-2024

Commercial and micro loans

8
  • Premium Statistic Value of gross bank credit in industry sector FY 2019-2024, by segment
  • Premium Statistic Portfolio outstanding of commercial loans India FY 2020-2022
  • Premium Statistic Market share volume of commercial loans India FY 2018-2022, by borrower segments
  • Premium Statistic Portfolio outstanding of microfinance industry India FY 2023-2025
  • Premium Statistic Monthly credit growth of micro, small and medium enterprises in India 2020-2021
  • Premium Statistic Bank credit growth of loans against property for MSMEs in India FY 2017-2021
  • Premium Statistic Number of loan accounts under PMMY scheme India FY 2021, by category
  • Premium Statistic Value of savings and loans under SHG-BLP program in India FY 2020-2023

Digital loans

6
  • Premium Statistic Digital lending value in India 2012-2023
  • Premium Statistic Share of total number of digitally disbursed SCB loans in India FY 2017-2021
  • Premium Statistic Share of digitally disbursed NBFCs loans in India FY 2017-2021
  • Premium Statistic Leading alternative lending start-ups in India 2026, by total funding
  • Premium Statistic Number of BNPL users in retail in India in 2021 and 2026
  • Premium Statistic Share of consumers using BNPL India 2022, by purchase category and age
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