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Fintech Trends 2022

ÌÇÐÄÆÆ½â°æ trend report on the evolving landscape of financial technology

The COVID-19 pandemic led to unprecedented change in many aspects of daily living, including the way people deal with their finances. As a consequence, digital services adoption and demand for digital solutions in the financial sector soared throughout 2020 and 2021.

Consumer expectations keep driving innovation in all fintech segments. Challengers and traditional players alike are developing new digital solutions to further the digital transformation of the financial sector and to stay competitive in such a dynamic landscape.

This study explores some of the main trends that are driving the next revolution in financial services, provides insight into the impact of these trends, and explores what the potential for consumers, businesses, and financial services providers could be.

Table of contents

1. Embedded finance

  • A new way of accessing financial services
  • Payments lead the way once again
  • Not so simple: Opportunities and risks
  • A new dawn for the financial sector?

2. Digital challenger banks
  • Challenger banks: here to stay
  • Record-breaking year for funding
  • Customer are in, and want more
  • What is next for digital banks?

3. Digital payments
  • Contactless, online and offline
  • The spread of mobile wallets
  • BNPL: Buying in installments
  • How far is a digital payment society?

4. Decentralized Finance (DeFi)
  • DeFi and the crypto comeback
  • Sizing the DeFi market
  • Financial services on the blockchain
  • A viable alternative for the current financial system?

5. Non-fungible tokens (NFTs)
  • The new kid on the blockchain
  • Measuring the popularity of NFTs
  • Shopping for NFTs
  • Another bubble ready to burst?

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