In the first half of 2020, the Italian bank with the lowest cost-to-income ratio was Intesa Sanpaolo (**** percent), followed by Unicredit (**** percent), and Credito Emiliano (**** percent). The cost-to-income ratio is a key financial measure, particularly important in valuing banks, which shows a company’s costs in relation to its income. The ratio gives investors a clear view of how efficiently the firm is being run – the lower it is, the more profitable the bank will be.
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UIL Confederazione - Unione Italiana del Lavoro. (August 9, 2020). Cost-to-income ratio of selected leading banks in Italy from 1st half 2018 to 1st half 2020 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 03, 2026, from /statistics/911773/cost-income-ratio-of-leading-banks-in-italy/
UIL Confederazione - Unione Italiana del Lavoro. "Cost-to-income ratio of selected leading banks in Italy from 1st half 2018 to 1st half 2020." Chart. August 9, 2020. ÌÇÐÄÆƽâ°æ. Accessed August 03, 2026. /statistics/911773/cost-income-ratio-of-leading-banks-in-italy/
UIL Confederazione - Unione Italiana del Lavoro. (2020). Cost-to-income ratio of selected leading banks in Italy from 1st half 2018 to 1st half 2020. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 03, 2026. /statistics/911773/cost-income-ratio-of-leading-banks-in-italy/
UIL Confederazione - Unione Italiana del Lavoro. "Cost-to-income Ratio of Selected Leading Banks in Italy from 1st Half 2018 to 1st Half 2020." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 9 Aug 2020, /statistics/911773/cost-income-ratio-of-leading-banks-in-italy/
UIL Confederazione - Unione Italiana del Lavoro, Cost-to-income ratio of selected leading banks in Italy from 1st half 2018 to 1st half 2020 ÌÇÐÄÆƽâ°æ, /statistics/911773/cost-income-ratio-of-leading-banks-in-italy/ (last visited August 03, 2026)
Cost-to-income ratio of selected leading banks in Italy from 1st half 2018 to 1st half 2020 [Graph], UIL Confederazione - Unione Italiana del Lavoro, August 9, 2020. [Online]. Available: /statistics/911773/cost-income-ratio-of-leading-banks-in-italy/
