The source adds the following information: claim frequency is claims per 100 earned car years. A car year is equal to 365 days of insured coverage for one vehicle. Includes glass losses.
Date of access provided as release date.
Citation formats
Comprehensive car claim frequency for physical damage in the U.S. 2007-2023
The frequency of private passenger comprehensive auto insurance claims for physical damage in the United States rose to **** per 100 car years in 2023, compared to *** in 2020. This was the highest frequency recorded over the past 15 years.
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Insurance Information Institute. (July 9, 2025). Frequency of private passenger comprehensive auto insurance claims for physical damage in the United States from 2007 to 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 22, 2026, from /statistics/830114/comprehensive-car-claim-frequency-physical-damage-usa/
Insurance Information Institute. "Frequency of private passenger comprehensive auto insurance claims for physical damage in the United States from 2007 to 2023." Chart. July 9, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 22, 2026. /statistics/830114/comprehensive-car-claim-frequency-physical-damage-usa/
Insurance Information Institute. (2025). Frequency of private passenger comprehensive auto insurance claims for physical damage in the United States from 2007 to 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 22, 2026. /statistics/830114/comprehensive-car-claim-frequency-physical-damage-usa/
Insurance Information Institute. "Frequency of Private Passenger Comprehensive Auto Insurance Claims for Physical Damage in The United States from 2007 to 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 9 Jul 2025, /statistics/830114/comprehensive-car-claim-frequency-physical-damage-usa/
Insurance Information Institute, Frequency of private passenger comprehensive auto insurance claims for physical damage in the United States from 2007 to 2023 ÌÇÐÄÆƽâ°æ, /statistics/830114/comprehensive-car-claim-frequency-physical-damage-usa/ (last visited July 22, 2026)
Frequency of private passenger comprehensive auto insurance claims for physical damage in the United States from 2007 to 2023 [Graph], Insurance Information Institute, July 9, 2025. [Online]. Available: /statistics/830114/comprehensive-car-claim-frequency-physical-damage-usa/
