Release date represents the date figures were accessed.
The source adds the following information: "Claim frequency is claims per 100 earned car years. A car year is equal to 365 days of insured coverage for one vehicle."
Citation formats
Car collision claim frequency for physical damage in the U.S. 2007-2024
The frequency of private passenger car collision insurance claims for physical damage in the United States dropped sharply in 2020 to just **** per 100 car years. Most likely, the primary reason for this decline was the reduction in traffic due to the COVID-19 pandemic. Claim frequency has since remained lower than prepandemic levels. In 2024, auto insurance claims for physical damage in the United States slightly dipped again to **** per 100 car years.
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Insurance Information Institute. (January 8, 2026). Frequency of private passenger auto collision insurance claims for physical damage in the United States from 2007 to 2024 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 22, 2026, from /statistics/830102/car-collision-claim-frequency-for-physical-damage-usa/
Insurance Information Institute. "Frequency of private passenger auto collision insurance claims for physical damage in the United States from 2007 to 2024." Chart. January 8, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 22, 2026. /statistics/830102/car-collision-claim-frequency-for-physical-damage-usa/
Insurance Information Institute. (2026). Frequency of private passenger auto collision insurance claims for physical damage in the United States from 2007 to 2024. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 22, 2026. /statistics/830102/car-collision-claim-frequency-for-physical-damage-usa/
Insurance Information Institute. "Frequency of Private Passenger Auto Collision Insurance Claims for Physical Damage in The United States from 2007 to 2024." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 8 Jan 2026, /statistics/830102/car-collision-claim-frequency-for-physical-damage-usa/
Insurance Information Institute, Frequency of private passenger auto collision insurance claims for physical damage in the United States from 2007 to 2024 ÌÇÐÄÆƽâ°æ, /statistics/830102/car-collision-claim-frequency-for-physical-damage-usa/ (last visited July 22, 2026)
Frequency of private passenger auto collision insurance claims for physical damage in the United States from 2007 to 2024 [Graph], Insurance Information Institute, January 8, 2026. [Online]. Available: /statistics/830102/car-collision-claim-frequency-for-physical-damage-usa/
