Key insights
- Leading homeowner insurer in the U.S.
- State Farm Mutual Automobile Insurance

Detailed statistics
Leading U.S. homeowner insurance companies 2024, by market share
- Rate of homeownership in the U.S.
- %

Detailed statistics
Homeownership rate in the U.S. 1990-2025
- Most affordable state for homeowners insurance
- Hawaii

Detailed statistics
Most affordable U.S. states in terms of homeowners insurance premium 2024
贰诲颈迟辞谤鈥檚 Picks
贰诲颈迟辞谤鈥檚 Picks
Current statistics on this topic
Recommended statistics
Market overview
5
- Most affordable U.S. states in terms of homeowners insurance premium 2024
- Homeownership rate in the U.S. 1990-2025
- Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type
- Number of U.S. housing units and annual increase 1975-2025
- ESG scores of the worlds' largest insurance companies 2026, by provider
Market overview
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Most affordable U.S. states in terms of homeowners insurance premium 2024

Most affordable U.S. states in terms of homeowners insurance premium 2024
Ranking of the most affordable states for homeowners insurance in the United States in 2024, by annual premium (in U.S. dollars)
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Homeownership rate in the U.S. 1990-2025

Homeownership rate in the U.S. 1990-2025
Homeownership rate in the United States from 1990 to 2025
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Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type

Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type
Share of digital and traditional bank customers highly interested in selected bank-embedded insurance options in the United States in 2021
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Number of U.S. housing units and annual increase 1975-2025

Number of U.S. housing units and annual increase 1975-2025
Number of housing units and annual percentage increase in the United States from 1975 to 2025 (in millions)
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ESG scores of the worlds' largest insurance companies 2026, by provider

ESG scores of the worlds' largest insurance companies 2026, by provider
Comparison of the environmental, social and governance (ESG) scores of the 15 largest insurance companies by market capitalization worldwide in 2026, by ESG score provider
Segments
5
- Least affordable U.S. states in terms of homeowners insurance premium 2024
- Share of property and casualty insurance premiums in the U.S. 2019-2024, by line
- Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2024
- Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2024
- NPS of selected insurance segments in the U.S. 2020-2022
Segments
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Least affordable U.S. states in terms of homeowners insurance premium 2024

Least affordable U.S. states in terms of homeowners insurance premium 2024
Ranking of the least affordable states for homeowners insurance in the United States in 2024, by annual premium (in U.S. dollars)
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Share of property and casualty insurance premiums in the U.S. 2019-2024, by line

Share of property and casualty insurance premiums in the U.S. 2019-2024, by line
Distribution of net premiums written by property and casualty insurance companies in the United States from 2019 to 2024, by line
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Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2024

Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2024
Number of homeowner insurance claims paid due to lightning losses in the United States from 2008 to 2024
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Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2024

Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2024
Homeowner insurance claims paid out due to lightning losses in the United States from 2006 to 2024 (in million U.S. dollars)
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NPS of selected insurance segments in the U.S. 2020-2022

NPS of selected insurance segments in the U.S. 2020-2022
Average net promoter score (NPS) of selected insurance branches in the United States from 2020 to 2022
Leading companies
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Leading U.S. writers of homeowners insurance 2024, by premiums

Leading U.S. writers of homeowners insurance 2024, by premiums
Leading writers of homeowners insurance in the United States in 2024, by direct premiums written (in billion U.S. dollars)
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Leading U.S. homeowner insurance companies 2024, by market share

Leading U.S. homeowner insurance companies 2024, by market share
Market share of leading homeowner insurance companies in the United States in 2024, by market share
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Leading property and casualty insurance companies in the U.S. 2024, by revenue

Leading property and casualty insurance companies in the U.S. 2024, by revenue
Leading mutual property/casualty insurance companies in the United States in 2024, by revenue (in billion U.S. dollars)
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Earned premiums of State Farm Mutual 2011-2025

Earned premiums of State Farm Mutual 2011-2025
Value of earned premiums of State Farm Mutual Automobile Insurance company from 2011 to 2025 (in billion U.S. dollars)
Sales metrics/consumption
5
Sales metrics/consumption
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Value of homeowner multiple peril insurance net premiums in the U.S. 2015-2024

Value of homeowner multiple peril insurance net premiums in the U.S. 2015-2024
Value of net premiums written by homeowner multiple peril insurance industry in the United States from 2015 to 2024 (in billion U.S. dollars)
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Average homeowner insurance premiums in the U.S. 2007-2024

Average homeowner insurance premiums in the U.S. 2007-2024
Average premiums for homeowners insurance in the United States from 2007 to 2024 (in U.S. dollars)
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U.S. household expenditure on home insurance 2007-2024

U.S. household expenditure on home insurance 2007-2024
Average annual expenditure on homeowners' insurance per consumer unit in the United States from 2007 to 2024 (in U.S. dollars)
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Incurred losses for homeowner insurance in the U.S. 2012-2023

Incurred losses for homeowner insurance in the U.S. 2012-2023
Incurred losses for homeowner insurance in the United States from 2012 to 2023 (in billion U.S. dollars)
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Loss ratio of Lemonade in the U.S. 2017-2023

Loss ratio of Lemonade in the U.S. 2017-2023
Loss ratio of Lemonade in the United States from Q4 2017 to Q4 2023
Customer perspective/specialties
5
- Embedded insurance interest among traditional bank customers in the U.S. 2021
- Embedded insurance: high interest by insurance type in the U.S. 2021
- Embedded insurance: high interest by generation in the U.S. 2023
- Opinion of U.S millennials on their housing aspirations 2021
- Single-family housing starts in the U.S. 1980-2025, with forecasts until 2027
Customer perspective/specialties
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Embedded insurance interest among traditional bank customers in the U.S. 2021

Embedded insurance interest among traditional bank customers in the U.S. 2021
Share of traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021
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Embedded insurance: high interest by insurance type in the U.S. 2021

Embedded insurance: high interest by insurance type in the U.S. 2021
Share of digital and traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021, by type of insurance
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Embedded insurance: high interest by generation in the U.S. 2023

Embedded insurance: high interest by generation in the U.S. 2023
Share of auto customers interested in embedded insurance options in the United States in 2023, by generation
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Opinion of U.S millennials on their housing aspirations 2021

Opinion of U.S millennials on their housing aspirations 2021
Share of Millennials who agreed with selected statements regarding housing affordability and their current housing situation in the United States in 2021
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Single-family housing starts in the U.S. 1980-2025, with forecasts until 2027

Single-family housing starts in the U.S. 1980-2025, with forecasts until 2027
Number of new single family home construction starts in the United States from 1980 to 2025, with forecasts until 2027 (in 1,000s)
Rates of homeownership
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Homeownership rate in the U.S. 2012-2026

Homeownership rate in the U.S. 2012-2026
Homeownership rate in the United States from 1st quarter 2012 to 1st quarter 2026
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Homeownership rate in the U.S. 2025, by age

Homeownership rate in the U.S. 2025, by age
Homeownership rate in the United States in 2025, by age
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Homeownership rate in the U.S. 2003-2023, by ethnicity

Homeownership rate in the U.S. 2003-2023, by ethnicity
Homeownership rates in the United States from 2003 to 2023, by ethnicity
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Homeownership rate in the United States 2015-2025, by region

Homeownership rate in the United States 2015-2025, by region
Rate of people owning their own home in the United States from 2015 to 2025, by region
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U.S. homeownership rate for householders over 65 years old 2011-2025

U.S. homeownership rate for householders over 65 years old 2011-2025
U.S. homeownership rate for householders over 65 years old from 2011 to 2025
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