Spain does not separate between credit cards and delayed debit cards; No figures were provided from before 2014
Supplementary notes
All figures have been gathered and calculated by ÌÇÐÄÆƽâ°æ, based on information from various sources. These include:
Spain's central bank, ;
, itself using data from the country's central bank or chief payments organization;
.
The source states that "delayed debit cards are used much more in Spain than pure credit cards. (...). The difference between credit and delayed debit lies in the way funds are transferred. In the case of delayed debit cards, funds are transferred on a single charge at the end of the month without interest charges whereas the payment is split into several collection periods with their respective interest charges in the case of credit cards."
Citation formats
Annual credit card spending in Spain 2014-2022, in local currency and USD
In 2022, credit and delayed debit card payments in Spain reached a total value of approximately *** billion euros. This is an increase from the ** billion euros reached in 2015. Recently, the number of credit cards circulating in Spain grew rapidly, reaching a total of approximately ** million credit cards in 2016. This was an increase from the ** million reached in 2015 and the highest number reached since the year 2000.
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ÌÇÐÄÆƽâ°æ. (February 26, 2025). Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/751602/value-of-credit-and-delayed-debit-card-payments-in-spain/
ÌÇÐÄÆƽâ°æ. "Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars)." Chart. February 26, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/751602/value-of-credit-and-delayed-debit-card-payments-in-spain/
ÌÇÐÄÆƽâ°æ. (2025). Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/751602/value-of-credit-and-delayed-debit-card-payments-in-spain/
ÌÇÐÄÆƽâ°æ. "Value of Credit Card and Delayed Debit Card Transactions for Payments in Spain from 2014 to 2022 (in Million Euros, and Estimates in U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 26 Feb 2025, /statistics/751602/value-of-credit-and-delayed-debit-card-payments-in-spain/
ÌÇÐÄÆƽâ°æ, Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/751602/value-of-credit-and-delayed-debit-card-payments-in-spain/ (last visited July 30, 2026)
Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars) [Graph], ÌÇÐÄÆƽâ°æ, February 26, 2025. [Online]. Available: /statistics/751602/value-of-credit-and-delayed-debit-card-payments-in-spain/
