Credit card ownership in Spain 2011-2024| ��ƽ��

Share of individuals who own a credit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level

Characteristic	2011	2014	2017	2021	2024*
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Release date

March 2024

More information

Region

Spain

Survey time period

August to November 2021

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by ��ƽ��; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

This question was phrased by the source as follows: "A credit card is a card that allows you to BORROW money in order to make payments or buy things, and you can pay the balance off later. Do you, personally, have a credit card?"

Figures for 2024 are a forecast from ��ƽ��. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.

Citation formats

According to a three-year survey, over **** out of 10 respondents from Spain owned a credit card in 2021, with ** percent of them actually having used one. The difference between ownership and usage was roughly ** percentage points in 2021, which was about the same difference in percentage points as in 2017. The report adds that men were more likely than women to own such a payment card. Gen Z - or the age group 15 to 24 years in this survey - was slightly less likely to own a credit card than their older counterparts.