Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by ÌÇÐÄÆÆ½â°æ; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.
Method of interview
Face-to-face interviews, telephone interviews
Supplementary notes
This question was phrased by the source as follows: "A/An [insert local terminology for ATM/debit card] is a card connected to an account at a financial institution that allows you to withdraw money, and the money is taken out of THAT ACCOUNT right away. Do you, personally, have a/an [insert local terminology for ATM/debit card]? Yes or no?"
Figures for 2024 are a forecast from ÌÇÐÄÆÆ½â°æ. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.
Citation formats
Triennial debit card penetration in Spain 2011-2024, by demographic
According to a survey, more than out of 10 respondents from Sweden owned a debit card in 2021, with about ** percent actually using one. The difference between ownership and usage was roughly *** percentage points in 2021, a slight increase from a difference of percentage points in 2017. The report adds that men were more likely than women to own such a payment card. Gen Z - or the age group 15 to 24 years in this survey - were noticeably less likely to own a debit card than their older counterparts.
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ÌÇÐÄÆÆ½â°æ. (March 11, 2024). Share of individuals who own a debit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 20, 2026, from /statistics/1455823/debit-card-ownership-rate-spain/
ÌÇÐÄÆÆ½â°æ. "Share of individuals who own a debit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level." Chart. March 11, 2024. ÌÇÐÄÆÆ½â°æ. Accessed July 20, 2026. /statistics/1455823/debit-card-ownership-rate-spain/
ÌÇÐÄÆÆ½â°æ. (2024). Share of individuals who own a debit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 20, 2026. /statistics/1455823/debit-card-ownership-rate-spain/
ÌÇÐÄÆÆ½â°æ. "Share of Individuals Who Own a Debit Card in Spain in 2011, 2014, 2017 and 2021 with a Forecast for 2024, by Age, Gender, and Income Level." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 11 Mar 2024, /statistics/1455823/debit-card-ownership-rate-spain/
ÌÇÐÄÆÆ½â°æ, Share of individuals who own a debit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level ÌÇÐÄÆÆ½â°æ, /statistics/1455823/debit-card-ownership-rate-spain/ (last visited July 20, 2026)
Share of individuals who own a debit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph], ÌÇÐÄÆÆ½â°æ, March 11, 2024. [Online]. Available: /statistics/1455823/debit-card-ownership-rate-spain/