The source states 'bank savings products were introduced in January 2008 to facilitate tax-efficient savings. A bank saving product may take the form of a non-acessible account with a bank (savings products) or an investment right with an investment fund manager (investment products). The institution bears the risk for savings products, while in the case of investment products the policyholders bear the risk.'
In the numbers provided, the bank is the one who bears the risk.
This statistic shows the number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019. In 2019, households had ** accounts in mortgage loan repayment saving products with banks based in the Netherlands.
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DNB. (April 30, 2020). Number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 07, 2026, from /statistics/590116/netherlands-accounts-in-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB. "Number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019." Chart. April 30, 2020. ÌÇÐÄÆƽâ°æ. Accessed August 07, 2026. /statistics/590116/netherlands-accounts-in-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB. (2020). Number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 07, 2026. /statistics/590116/netherlands-accounts-in-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB. "Number of Accounts in Mortgage Loan Repayment Savings Products of Households with Dutch Banks from 2008 to 2019." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 30 Apr 2020, /statistics/590116/netherlands-accounts-in-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB, Number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 ÌÇÐÄÆƽâ°æ, /statistics/590116/netherlands-accounts-in-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/ (last visited August 07, 2026)
Number of accounts in mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 [Graph], DNB, April 30, 2020. [Online]. Available: /statistics/590116/netherlands-accounts-in-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
