The source states 'bank savings products were introduced in January 2008 to facilitate tax-efficient savings. A bank saving product may take the form of a non-acessible account with a bank (savings products) or an investment right with an investment fund manager (investment products). The institution bears the risk for savings products, while in the case of investment products the policyholders bear the risk.'
In the numbers provided, the bank is the one who bears the risk.
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Mortgage loan repayment savings products of households with Dutch banks 2008-2019
This statistic shows the mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 (in million euros). In 2019, households had approximately ** billion euros worth of mortgage loan repayment savings products with banks based in the Netherlands.
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DNB. (April 30, 2020). Mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 (in million euros) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 07, 2026, from /statistics/590065/netherlands-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB. "Mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 (in million euros)." Chart. April 30, 2020. ÌÇÐÄÆƽâ°æ. Accessed August 07, 2026. /statistics/590065/netherlands-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB. (2020). Mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 (in million euros). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 07, 2026. /statistics/590065/netherlands-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB. "Mortgage Loan Repayment Savings Products of Households with Dutch Banks from 2008 to 2019 (in Million Euros)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 30 Apr 2020, /statistics/590065/netherlands-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
DNB, Mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 (in million euros) ÌÇÐÄÆƽâ°æ, /statistics/590065/netherlands-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/ (last visited August 07, 2026)
Mortgage loan repayment savings products of households with Dutch banks from 2008 to 2019 (in million euros) [Graph], DNB, April 30, 2020. [Online]. Available: /statistics/590065/netherlands-mortgage-loan-repayment-savings-products-of-households-with-dutch-banks/
