E-money transactions in the EU-27 2000-2024| ��ƽ��

Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2024

Characteristic	Number of transactions (in millions)	Year-on-year percentage change (%)
2024	8,890.61	0
2023	8,893.62	5.3
2022	8,500.52	14.3
2021	7,452.79	21.2
2020	6,149.53	32.5
2019	4,641.82	13.2
2018	4,099.36	19.2
2017	3,437.94	20.9
2016	2,843.69	19.1
2015	2,388.63	14.8
2014	2,081.22	-
2013	-	-
2012	1,516.22	18
2011	1,285.46	17.8
2010	1,091.02	19.3
2009	914.85	9.4
2008	836.24	71.4
2007	487.76	13
2006	431.74	7.7
2005	400.8	17.5
2004	341	11.5
2003	305.84	3.3
2002	296.16	105.4
2001	144.19	15.1
2000	125.25	-

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Release date

July 2025

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Survey time period

2000 to 2024

Special properties

The source adds that "breaks in the time series in 2013 are a result of the implementation of the new requirements set by the Regulation ECB/2013/43 on payments statistics and reported data quality enhancements."

Supplementary notes

The percentage changes have been calculated by ��ƽ��.

Citation formats

E-money transactions made in the EU grew by over 13 percent in 2023, a significant slowdown in growth compared to previous years. Approximately 8.9 billion e-money purchases were made that year, even though this was more than double the amount recorded in 2018. It should be noted that "e-money", or electronic money, is not necessarily the same as "digital payments". E-money refers to the prepaid storage of money on either a hardware (chip card, magnetic devices) or software device. Mobile proximity digital payments refers to the use of wallets such as Apple Pay in a store. The source, in its definition of "e-money", does not distinguish between hardware and software. Within the EU, Luxembourg sees a significant amount of e-money transactions.