According to a survey in 2025, ***percent of respondents said they don't own life insurance, or more of it, because of perceived cost. Yet, the same survey found that many actually overestimate the actual cost of life insurance. In that year, **** of surveyed U.S. adults own life insurance of some kind.
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LIMRA, & Life Happens. (June 25, 2025). Share of adults who provided the following as reasons for not owning life insurance or more of it in the United States in 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 30, 2026, from /statistics/381096/reasons-for-not-purchasing-life-insurance-usa/
LIMRA, und Life Happens. "Share of adults who provided the following as reasons for not owning life insurance or more of it in the United States in 2025." Chart. June 25, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 30, 2026. /statistics/381096/reasons-for-not-purchasing-life-insurance-usa/
LIMRA, Life Happens. (2025). Share of adults who provided the following as reasons for not owning life insurance or more of it in the United States in 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 30, 2026. /statistics/381096/reasons-for-not-purchasing-life-insurance-usa/
LIMRA, and Life Happens. "Share of Adults Who Provided The following as Reasons for Not Owning Life Insurance or More of It in The United States in 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 25 Jun 2025, /statistics/381096/reasons-for-not-purchasing-life-insurance-usa/
LIMRA & Life Happens, Share of adults who provided the following as reasons for not owning life insurance or more of it in the United States in 2025 ÌÇÐÄÆÆ½â°æ, /statistics/381096/reasons-for-not-purchasing-life-insurance-usa/ (last visited July 30, 2026)
Share of adults who provided the following as reasons for not owning life insurance or more of it in the United States in 2025 [Graph], LIMRA, & Life Happens, June 25, 2025. [Online]. Available: /statistics/381096/reasons-for-not-purchasing-life-insurance-usa/