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Share of adults who own some type of life insurance in the United States from 2011 to 2025

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Sources

Release date

June 2025

Region

United States

Survey time period

2011 to 2025

Number of respondents

4,936 respondents

Age group

18-74 years old

Special properties

adult consumers who are financial decision makers in their households

Method of interview

Online panel

Citation formats

Life insurance ownership in the U.S. 2011-2025

Published by Jenny Yang, May 13, 2026

In 2025, ** percent of U.S. adults owned life insurance, down from ** percent in 2011. 

Life insurance is a contract between an insurer and a policyholder, which is a form of financial protection for named beneficiaries of the insured person in case of their death. In 2024, the most common reason for owning life insurance was to cover burial and final expenses.

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