* Net cost of health insurance reflects the difference between benefits and premiums for private insurance and includes administrative expenses, premium taxes,
and profits.
** Other health care refers to other health, residential, and personal care.
*** Other medical products is durable medical equipment and nondurable medical products.
Citation formats
Health costs distribution of private insurance and out-of-pocket payments U.S. 2023
In 2023, hospital care services made up 38 percent of private insurance health spending. Meanwhile, physicians and clinical services made up 26 percent of private health insurance spending.Â
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CHCF. (January 9, 2026). Health spending distribution of private insurance and out-of-pocket payments in the United States in 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/247703/us-private-insurance-and-out-of-pocket-spending-distribution/
CHCF. "Health spending distribution of private insurance and out-of-pocket payments in the United States in 2023." Chart. January 9, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/247703/us-private-insurance-and-out-of-pocket-spending-distribution/
CHCF. (2026). Health spending distribution of private insurance and out-of-pocket payments in the United States in 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/247703/us-private-insurance-and-out-of-pocket-spending-distribution/
CHCF. "Health Spending Distribution of Private Insurance and Out-of-pocket Payments in The United States in 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 9 Jan 2026, /statistics/247703/us-private-insurance-and-out-of-pocket-spending-distribution/
CHCF, Health spending distribution of private insurance and out-of-pocket payments in the United States in 2023 ÌÇÐÄÆƽâ°æ, /statistics/247703/us-private-insurance-and-out-of-pocket-spending-distribution/ (last visited July 30, 2026)
Health spending distribution of private insurance and out-of-pocket payments in the United States in 2023 [Graph], CHCF, January 9, 2026. [Online]. Available: /statistics/247703/us-private-insurance-and-out-of-pocket-spending-distribution/
