The Finnish banking sector remained highly concentrated in 2023, with the five largest banks controlling around 80 percent of total banking assets, though this represented a slight decrease from 2022. Despite fluctuating significantly over the years, the overall concentration in Finland's banking sector showed a downward trend between 1999 and 2023.
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ECB. (November 10, 2024). Share of total assets of the five largest credit institutions in Finland from 1999 to 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1559415/finland-market-concentration-banks-asset/
ECB. "Share of total assets of the five largest credit institutions in Finland from 1999 to 2023." Chart. November 10, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1559415/finland-market-concentration-banks-asset/
ECB. (2024). Share of total assets of the five largest credit institutions in Finland from 1999 to 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1559415/finland-market-concentration-banks-asset/
ECB. "Share of Total Assets of The Five Largest Credit Institutions in Finland from 1999 to 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 10 Nov 2024, /statistics/1559415/finland-market-concentration-banks-asset/
ECB, Share of total assets of the five largest credit institutions in Finland from 1999 to 2023 ÌÇÐÄÆƽâ°æ, /statistics/1559415/finland-market-concentration-banks-asset/ (last visited July 28, 2026)
Share of total assets of the five largest credit institutions in Finland from 1999 to 2023 [Graph], ECB, November 10, 2024. [Online]. Available: /statistics/1559415/finland-market-concentration-banks-asset/
