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Cost-to-income ratio of the largest banks in Denmark, Finland, Norway, and Sweden in 2024

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Sources

Release date

February 2025

Region

Denmark, Finland, Norway, Sweden

Survey time period

2024

Supplementary notes

The selection of banks is based on total assets. All figures were collected from respective annual reports.

*As of 2023.

Citation formats

Cost to income ratio of the largest banks in the Nordics 2024

Published by K. Scholle, Feb 24, 2025

In 2024, Svenska Handelsbanken demonstrated the strongest operational efficiency among the Nordic region's ten largest banks, reporting the lowest cost-to-income ratio at **** percent. At the opposite end of the spectrum, OP Financial Group recorded the highest ratio at **** percent. The cost-to-income ratio, which measures a bank's operational costs relative to its operating income, serves as a critical indicator of banking profitability. Banks with lower ratios operate more efficiently and profitably, making Svenska Handelsbanken's performance particularly notable among its Nordic peers.

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