According to a survey conducted among mortgage holders in New Zealand in July 2024, around ** percent of mortgage holders had mortgage repayments greater than ** percent of their household income. Borrowers with mortgage repayments that are ** percent or greater than household income are considered at risk of mortgage repayment stress. Nonetheless, some borrowers may actively choose to pay a certain proportion of their income toward their mortgage to pay off loans faster.
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Finance and Mortgage Advisors Association New Zealand. (October 14, 2024). Share of household income spent on mortgage repayments in New Zealand as of July 2024 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1552914/new-zealand-household-income-share-spent-on-mortgage-repayments/
Finance and Mortgage Advisors Association New Zealand. "Share of household income spent on mortgage repayments in New Zealand as of July 2024." Chart. October 14, 2024. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1552914/new-zealand-household-income-share-spent-on-mortgage-repayments/
Finance and Mortgage Advisors Association New Zealand. (2024). Share of household income spent on mortgage repayments in New Zealand as of July 2024. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1552914/new-zealand-household-income-share-spent-on-mortgage-repayments/
Finance and Mortgage Advisors Association New Zealand. "Share of Household Income Spent on Mortgage Repayments in New Zealand as of July 2024." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 14 Oct 2024, /statistics/1552914/new-zealand-household-income-share-spent-on-mortgage-repayments/
Finance and Mortgage Advisors Association New Zealand, Share of household income spent on mortgage repayments in New Zealand as of July 2024 ÌÇÐÄÆƽâ°æ, /statistics/1552914/new-zealand-household-income-share-spent-on-mortgage-repayments/ (last visited August 05, 2026)
Share of household income spent on mortgage repayments in New Zealand as of July 2024 [Graph], Finance and Mortgage Advisors Association New Zealand, October 14, 2024. [Online]. Available: /statistics/1552914/new-zealand-household-income-share-spent-on-mortgage-repayments/
