In a survey conducted among non-mortgage holders in New Zealand in July 2024, around ** percent of respondents stated that the primary barrier to them climbing the property ladder was not having a large enough deposit to purchase a property. Financial capacity was also a key challenge, with around ** percent of those surveyed citing not being able to meet loan repayments as a concern.
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Finance and Mortgage Advisors Association New Zealand. (October 14, 2024). Leading barriers to accessing the property ladder in New Zealand as of July 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 03, 2026, from /statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand. "Leading barriers to accessing the property ladder in New Zealand as of July 2024." Chart. October 14, 2024. ÌÇÐÄÆÆ½â°æ. Accessed August 03, 2026. /statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand. (2024). Leading barriers to accessing the property ladder in New Zealand as of July 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 03, 2026. /statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand. "Leading Barriers to Accessing The Property Ladder in New Zealand as of July 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 14 Oct 2024, /statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand, Leading barriers to accessing the property ladder in New Zealand as of July 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1552935/new-zealand-top-barriers-to-buying-a-property/ (last visited August 03, 2026)
Leading barriers to accessing the property ladder in New Zealand as of July 2024 [Graph], Finance and Mortgage Advisors Association New Zealand, October 14, 2024. [Online]. Available: /statistics/1552935/new-zealand-top-barriers-to-buying-a-property/