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Penetration rate of online consumer loans in China from 2014 to 2023 with forecasts until 2028

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Source

Release date

November 2024

Region

China

Survey time period

2014 to 2023

Supplementary notes

*Estimate.

The narrow consumer credit online penetration rate was calculated as: narrow consumer credit online penetration rate = china internet consumer finance balance / (china narrow consumer credit balance - credit card balance).

Citation formats

Penetration rate of online consumer loans in China 2014–2028

Published by ÌÇÐÄÆƽâ°æ Research Department, Jan 30, 2025

In 2023, China's internet consumer finance business grew rapidly, reaching a penetration rate of **** percent, driven by digital transformation and increased non-mortgage retail investment. It is projected to surpass ** percent in 2027.

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