| Characteristic | Penetration rate |
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Source
Sources
Release date
November 2024
More information
Region
China
Survey time period
2014 to 2023
Supplementary notes
*Estimate.
To ensure data accuracy and meaningful interpretation, the source refined the calculation method for China's narrow consumer credit penetration rate. The formula is defined as: narrow consumer credit penetration rate = (narrow consumer credit balance - credit card interest-free balance) / resident consumption in china.
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