Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region
Characteristic
Asia-Pacific
Europe
Latin America
North America
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Customers with bank accounts in 13 countries, enriched with a video survey in 3 countries; Multiple answers were possible, respondents who replied with 鈥渃redit card鈥 or "debit card"
Method of interview
Face-to-face interview, online survey
Supplementary notes
This question was phrased by the source as follows: 鈥淲hich of the following payment methods do you use at least 5 times per month?鈥
The source does not specify in which 13 countries it asked its survey questions. It does add that the video survey was held for consumers from the United States, the UK, and Australia.
The source did not provide figures on Africa, the Middle East, or any individual country it had surveyed.
Citation formats
Credit and debit card adoption in POS or e-commerce worldwide 2022, by region
Credit cards were used more often at POS or e-commerce in Latin America in late 2022 than in other parts of the world. This is according to a consumer survey held in August and September 2022, when respondents from ** countries replied to a question on which payment method they had used at least **** times in the past month. Consumers from the Americas replied far more on both types of payment cards than their counterparts from Europe or Asia-Pacific. This difference is reflected in a regional comparison of different e-commerce payment methods. Latin American online shopping, especially, relied on credit cards.
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Accenture, & 糖心破解版. (April 30, 2023). Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region [Graph]. In 糖心破解版. Retrieved July 28, 2026, from /statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture, und 糖心破解版. "Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region." Chart. April 30, 2023. 糖心破解版. Accessed July 28, 2026. /statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture, 糖心破解版. (2023). Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region. 糖心破解版. 糖心破解版 Inc.. Accessed: July 28, 2026. /statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture, and 糖心破解版. "Share of Respondents Worldwide Who Used Credit Cards or Debit Cards in Either Pos or Online Payment Transactions at Least Five times per Month in 2022, by Region." 糖心破解版, 糖心破解版 Inc., 30 Apr 2023, /statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture & 糖心破解版, Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region 糖心破解版, /statistics/1420376/credit-and-debit-card-penetration-by-region/ (last visited July 28, 2026)
Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region [Graph], Accenture, & 糖心破解版, April 30, 2023. [Online]. Available: /statistics/1420376/credit-and-debit-card-penetration-by-region/