End of year figures, seasonally adjusted; All figures have been gathered and calculated by ÌÇÐÄÆƽâ°æ; No other data exists, as the source started tracking households from 1996 onwards
Supplementary notes
The numbers provided have been calculated based on:
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Citation formats
Annual credit card debt per household in the UK 1996-2022
The UK's average credit card debt per household grew by *** British pounds between December 2021 and December 2022, the first increase since 2020. Standing at British pounds at December 2022, the figure contrasts with the decline in 2020 – when the debt declined from British pounds to British pounds. That particular drop was likely a result of Covid-19's economic impact, and consumers trying to get rid of their credit card debt. The increase in 2022 may be caused by growing interest rates and the cost of living crisis beginning to take shape.
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ÌÇÐÄÆƽâ°æ. (October 18, 2023). Average credit card debt per household in the United Kingdom (UK) from 1996 to 2022 (in GBP) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 25, 2026, from /statistics/751166/average-credit-card-debt-per-household-uk/
ÌÇÐÄÆƽâ°æ. "Average credit card debt per household in the United Kingdom (UK) from 1996 to 2022 (in GBP)." Chart. October 18, 2023. ÌÇÐÄÆƽâ°æ. Accessed July 25, 2026. /statistics/751166/average-credit-card-debt-per-household-uk/
ÌÇÐÄÆƽâ°æ. (2023). Average credit card debt per household in the United Kingdom (UK) from 1996 to 2022 (in GBP). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 25, 2026. /statistics/751166/average-credit-card-debt-per-household-uk/
ÌÇÐÄÆƽâ°æ. "Average Credit Card Debt per Household in The United Kingdom (Uk) from 1996 to 2022 (in Gbp)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 18 Oct 2023, /statistics/751166/average-credit-card-debt-per-household-uk/
ÌÇÐÄÆƽâ°æ, Average credit card debt per household in the United Kingdom (UK) from 1996 to 2022 (in GBP) ÌÇÐÄÆƽâ°æ, /statistics/751166/average-credit-card-debt-per-household-uk/ (last visited July 25, 2026)
Average credit card debt per household in the United Kingdom (UK) from 1996 to 2022 (in GBP) [Graph], ÌÇÐÄÆƽâ°æ, October 18, 2023. [Online]. Available: /statistics/751166/average-credit-card-debt-per-household-uk/
