Overall, the share of home builders seeking loans for land acquisition, development, and construction (AD&C) was lower in early 2025 than a year earlier. Loans to cover the costs of speculative single-family construction were the most popular type, with **% of respondents having sought them. Speculative construction refers to those projects that do not yet have a buyer or final user. That contrasts with pre-sold single-family homes, which already have a buyer before they are finished.
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National Association of Home Builders. (February 15, 2026). Share of home builders who sought new acquisition, development, and construction (AD&C) loans in the United States from 2019 to 2025, by type [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1392801/share-of-home-builders-seeking-new-loans-in-the-us-by-type/
National Association of Home Builders. "Share of home builders who sought new acquisition, development, and construction (AD&C) loans in the United States from 2019 to 2025, by type." Chart. February 15, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1392801/share-of-home-builders-seeking-new-loans-in-the-us-by-type/
National Association of Home Builders. (2026). Share of home builders who sought new acquisition, development, and construction (AD&C) loans in the United States from 2019 to 2025, by type. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1392801/share-of-home-builders-seeking-new-loans-in-the-us-by-type/
National Association of Home Builders. "Share of Home Builders Who Sought New Acquisition, Development, and Construction (Ad&c) Loans in The United States from 2019 to 2025, by Type." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 15 Feb 2026, /statistics/1392801/share-of-home-builders-seeking-new-loans-in-the-us-by-type/
National Association of Home Builders, Share of home builders who sought new acquisition, development, and construction (AD&C) loans in the United States from 2019 to 2025, by type ÌÇÐÄÆƽâ°æ, /statistics/1392801/share-of-home-builders-seeking-new-loans-in-the-us-by-type/ (last visited July 31, 2026)
Share of home builders who sought new acquisition, development, and construction (AD&C) loans in the United States from 2019 to 2025, by type [Graph], National Association of Home Builders, February 15, 2026. [Online]. Available: /statistics/1392801/share-of-home-builders-seeking-new-loans-in-the-us-by-type/
