As of financial year 2022, the gross non-performing assets ratio of education loans stood at *** percent, the highest in the personal loan category across all scheduled commercial banks in India. RBI defines NPA as an overdue loan for more than ninety days.
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Reserve Bank of India. (June 30, 2022). Gross non-performing asset ratio of personal loans across scheduled commercial banks in India as of financial year 2022, by category [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1353390/india-gnpa-ratio-of-personal-loans-across-commercial-banks-by-category/
Reserve Bank of India. "Gross non-performing asset ratio of personal loans across scheduled commercial banks in India as of financial year 2022, by category." Chart. June 30, 2022. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1353390/india-gnpa-ratio-of-personal-loans-across-commercial-banks-by-category/
Reserve Bank of India. (2022). Gross non-performing asset ratio of personal loans across scheduled commercial banks in India as of financial year 2022, by category. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1353390/india-gnpa-ratio-of-personal-loans-across-commercial-banks-by-category/
Reserve Bank of India. "Gross Non-performing Asset Ratio of Personal Loans across Scheduled Commercial Banks in India as of Financial Year 2022, by Category." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 30 Jun 2022, /statistics/1353390/india-gnpa-ratio-of-personal-loans-across-commercial-banks-by-category/
Reserve Bank of India, Gross non-performing asset ratio of personal loans across scheduled commercial banks in India as of financial year 2022, by category ÌÇÐÄÆÆ½â°æ, /statistics/1353390/india-gnpa-ratio-of-personal-loans-across-commercial-banks-by-category/ (last visited August 05, 2026)
Gross non-performing asset ratio of personal loans across scheduled commercial banks in India as of financial year 2022, by category [Graph], Reserve Bank of India, June 30, 2022. [Online]. Available: /statistics/1353390/india-gnpa-ratio-of-personal-loans-across-commercial-banks-by-category/