In financial year 2024, public sector banks in India reported a total of over *** billion Indian rupees in net non-performing assets (NPA). This was a decrease from *** trillion Indian rupees in fiscal year 2019. Although public sector banks reported a decrease in gross NPA, the net NPA of private sector banks increased from nearly *** billion rupees in fiscal year 2023 to more than *** billion rupees in 2024.Â
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPA pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
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Reserve Bank of India. (December 24, 2024). Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 29, 2026, from /statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India. "Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees)." Chart. December 24, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 29, 2026. /statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India. (2024). Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 29, 2026. /statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India. "Net Non-performing Assets of Scheduled Commercial Banks in India from Financial Year 2019 to 2024, by Sector (in Billion Indian Rupees)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 24 Dec 2024, /statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India, Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) ÌÇÐÄÆƽâ°æ, /statistics/1222958/india-net-npa-of-banks-by-sector/ (last visited July 29, 2026)
Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) [Graph], Reserve Bank of India, December 24, 2024. [Online]. Available: /statistics/1222958/india-net-npa-of-banks-by-sector/
