In financial year 2024, public sector banks in India reported a total of around *** trillion Indian rupees in gross non-performing assets (NPA). This was a decrease from the *** trillion Indian rupees in 2019. In contrast, private sector banks reported a decrease from *** trillion Indian rupees to nearly *** trillion Indian rupees in financial year 2024 in gross NPA.Â
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPA pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
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Reserve Bank of India. (December 26, 2024). Gross non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 30, 2026, from /statistics/1222935/india-gross-npa-of-banks-by-sector/
Reserve Bank of India. "Gross non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees)." Chart. December 26, 2024. ÌÇÐÄÆÆ½â°æ. Accessed July 30, 2026. /statistics/1222935/india-gross-npa-of-banks-by-sector/
Reserve Bank of India. (2024). Gross non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 30, 2026. /statistics/1222935/india-gross-npa-of-banks-by-sector/
Reserve Bank of India. "Gross Non-performing Assets of Scheduled Commercial Banks in India from Financial Year 2019 to 2024, by Sector (in Billion Indian Rupees)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 26 Dec 2024, /statistics/1222935/india-gross-npa-of-banks-by-sector/
Reserve Bank of India, Gross non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) ÌÇÐÄÆÆ½â°æ, /statistics/1222935/india-gross-npa-of-banks-by-sector/ (last visited July 30, 2026)
Gross non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) [Graph], Reserve Bank of India, December 26, 2024. [Online]. Available: /statistics/1222935/india-gross-npa-of-banks-by-sector/