In 2022, over half of the Kenyan participants in a Christmas survey who were planning on taking loans for Christmas said they would take bank loans outside of banks to cover holiday expenses. Another 31 percent said they would take cash loans from outside banks, while 18 percent were planning on asking family and relatives.
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TGM Research. (December 20, 2022). Expected sources of Christmas loans borrowed in Kenya as of 2022 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1334116/sources-of-christmas-loans-in-kenya/
TGM Research. "Expected sources of Christmas loans borrowed in Kenya as of 2022." Chart. December 20, 2022. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1334116/sources-of-christmas-loans-in-kenya/
TGM Research. (2022). Expected sources of Christmas loans borrowed in Kenya as of 2022. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1334116/sources-of-christmas-loans-in-kenya/
TGM Research. "Expected Sources of Christmas Loans Borrowed in Kenya as of 2022." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 20 Dec 2022, /statistics/1334116/sources-of-christmas-loans-in-kenya/
TGM Research, Expected sources of Christmas loans borrowed in Kenya as of 2022 ÌÇÐÄÆÆ½â°æ, /statistics/1334116/sources-of-christmas-loans-in-kenya/ (last visited July 28, 2026)
Expected sources of Christmas loans borrowed in Kenya as of 2022 [Graph], TGM Research, December 20, 2022. [Online]. Available: /statistics/1334116/sources-of-christmas-loans-in-kenya/