Participants were asked, "Are you planning to take a loan this year to cover Christmas expenses?"
The number of total respondents in Kenya were 609, the number of respondents answering this question is missing by the source.
In 2022, the majority of the Kenyan participants in a Christmas survey (87 percent) said they would not take loans to cover Christmas expenses. Only the remaining 13 percent said they were planning to do so, which was slightly higher than the 11 percent from the previous year's survey.
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TGM Research. (December 20, 2022). Share planning to take loans for Christmas in Kenya in 2022 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 24, 2026, from /statistics/1334114/christmas-loans-in-kenya/
TGM Research. "Share planning to take loans for Christmas in Kenya in 2022." Chart. December 20, 2022. ÌÇÐÄÆƽâ°æ. Accessed July 24, 2026. /statistics/1334114/christmas-loans-in-kenya/
TGM Research. (2022). Share planning to take loans for Christmas in Kenya in 2022. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 24, 2026. /statistics/1334114/christmas-loans-in-kenya/
TGM Research. "Share Planning to Take Loans for Christmas in Kenya in 2022." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 20 Dec 2022, /statistics/1334114/christmas-loans-in-kenya/
TGM Research, Share planning to take loans for Christmas in Kenya in 2022 ÌÇÐÄÆƽâ°æ, /statistics/1334114/christmas-loans-in-kenya/ (last visited July 24, 2026)
Share planning to take loans for Christmas in Kenya in 2022 [Graph], TGM Research, December 20, 2022. [Online]. Available: /statistics/1334114/christmas-loans-in-kenya/
