In 2021, 12 percent of respondents who graduated with secondary education or higher in Indonesia had borrowed money from formal institutions, compared to 14 percent with primary education or less. The same survey also stated that 13 percent of individuals in Indonesia took out a loan from financial institutions.
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World Bank. (June 28, 2022). Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by education level [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1330085/indonesia-share-of-people-with-financial-institution-credits-by-education-level/
World Bank. "Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by education level ." Chart. June 28, 2022. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1330085/indonesia-share-of-people-with-financial-institution-credits-by-education-level/
World Bank. (2022). Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by education level . ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1330085/indonesia-share-of-people-with-financial-institution-credits-by-education-level/
World Bank. "Share of Individuals Who Took out a Loan with Financial Institutions in Indonesia from 2011 to 2021, by Education Level ." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 Jun 2022, /statistics/1330085/indonesia-share-of-people-with-financial-institution-credits-by-education-level/
World Bank, Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by education level ÌÇÐÄÆƽâ°æ, /statistics/1330085/indonesia-share-of-people-with-financial-institution-credits-by-education-level/ (last visited August 05, 2026)
Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by education level [Graph], World Bank, June 28, 2022. [Online]. Available: /statistics/1330085/indonesia-share-of-people-with-financial-institution-credits-by-education-level/
