In 2021, about 13 percent of rural and urban population in Indonesia claimed to have borrowed money from financial institutions. The same survey also stated that 52 percent of individuals Indonesia owned an account at a bank or a regulated institution like a credit union, a microfinance institution, or a provider that offers mobile money services.
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World Bank. (June 28, 2022). Share of individuals who took out a loan with financial institutions in Indonesia in 2021, by type of population [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/942900/indonesia-share-people-borrow-credit-financial-institutions-by-population-type/
World Bank. "Share of individuals who took out a loan with financial institutions in Indonesia in 2021, by type of population." Chart. June 28, 2022. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/942900/indonesia-share-people-borrow-credit-financial-institutions-by-population-type/
World Bank. (2022). Share of individuals who took out a loan with financial institutions in Indonesia in 2021, by type of population. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/942900/indonesia-share-people-borrow-credit-financial-institutions-by-population-type/
World Bank. "Share of Individuals Who Took out a Loan with Financial Institutions in Indonesia in 2021, by Type of Population." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 28 Jun 2022, /statistics/942900/indonesia-share-people-borrow-credit-financial-institutions-by-population-type/
World Bank, Share of individuals who took out a loan with financial institutions in Indonesia in 2021, by type of population ÌÇÐÄÆÆ½â°æ, /statistics/942900/indonesia-share-people-borrow-credit-financial-institutions-by-population-type/ (last visited July 31, 2026)
Share of individuals who took out a loan with financial institutions in Indonesia in 2021, by type of population [Graph], World Bank, June 28, 2022. [Online]. Available: /statistics/942900/indonesia-share-people-borrow-credit-financial-institutions-by-population-type/