In 2021, about two percent of the richest 60 percent in Indonesia claimed to hold a credit card. In comparison, only around one percent of the poorest 40 percent of the population owned a credit card.
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World Bank. (June 28, 2022). Ownership rate of credit cards in Indonesia from 2011 to 2021, by income level [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 27, 2026, from /statistics/942022/indonesia-share-credit-card-holders-by-income-level/
World Bank. "Ownership rate of credit cards in Indonesia from 2011 to 2021, by income level ." Chart. June 28, 2022. ÌÇÐÄÆÆ½â°æ. Accessed July 27, 2026. /statistics/942022/indonesia-share-credit-card-holders-by-income-level/
World Bank. (2022). Ownership rate of credit cards in Indonesia from 2011 to 2021, by income level . ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 27, 2026. /statistics/942022/indonesia-share-credit-card-holders-by-income-level/
World Bank. "Ownership Rate of Credit Cards in Indonesia from 2011 to 2021, by Income Level ." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 28 Jun 2022, /statistics/942022/indonesia-share-credit-card-holders-by-income-level/
World Bank, Ownership rate of credit cards in Indonesia from 2011 to 2021, by income level ÌÇÐÄÆÆ½â°æ, /statistics/942022/indonesia-share-credit-card-holders-by-income-level/ (last visited July 27, 2026)
Ownership rate of credit cards in Indonesia from 2011 to 2021, by income level [Graph], World Bank, June 28, 2022. [Online]. Available: /statistics/942022/indonesia-share-credit-card-holders-by-income-level/