In 2021, about 14 percent of respondents who belong to the 40 percent poorest in Indonesia had borrowed money from formal institutions. The percentage of people from this group, who borrows money from formal institutions, has been increasing steadily.
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World Bank. (June 28, 2022). Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by income level [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1330083/indonesia-share-of-people-with-financial-institution-credits-by-income-level/
World Bank. "Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by income level." Chart. June 28, 2022. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1330083/indonesia-share-of-people-with-financial-institution-credits-by-income-level/
World Bank. (2022). Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by income level. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1330083/indonesia-share-of-people-with-financial-institution-credits-by-income-level/
World Bank. "Share of Individuals Who Took out a Loan with Financial Institutions in Indonesia from 2011 to 2021, by Income Level." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 28 Jun 2022, /statistics/1330083/indonesia-share-of-people-with-financial-institution-credits-by-income-level/
World Bank, Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by income level ÌÇÐÄÆÆ½â°æ, /statistics/1330083/indonesia-share-of-people-with-financial-institution-credits-by-income-level/ (last visited August 05, 2026)
Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by income level [Graph], World Bank, June 28, 2022. [Online]. Available: /statistics/1330083/indonesia-share-of-people-with-financial-institution-credits-by-income-level/