In 2021, about nine percent of male respondents aged 15 years and older claimed borrowed money from formal institutions, compared to about 16 percent of female respondents. The same survey also stated that 52 percent of individuals in Indonesia owned an account at a bank or a regulated institution like a credit union, a microfinance institution, or a provider that offers mobile money services.
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World Bank. (June 28, 2022). Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by gender [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 04, 2026, from /statistics/1329969/indonesia-share-of-people-with-financial-institution-credits-by-gender/
World Bank. "Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by gender." Chart. June 28, 2022. ÌÇÐÄÆÆ½â°æ. Accessed August 04, 2026. /statistics/1329969/indonesia-share-of-people-with-financial-institution-credits-by-gender/
World Bank. (2022). Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by gender. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 04, 2026. /statistics/1329969/indonesia-share-of-people-with-financial-institution-credits-by-gender/
World Bank. "Share of Individuals Who Took out a Loan with Financial Institutions in Indonesia from 2011 to 2021, by Gender." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 28 Jun 2022, /statistics/1329969/indonesia-share-of-people-with-financial-institution-credits-by-gender/
World Bank, Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by gender ÌÇÐÄÆÆ½â°æ, /statistics/1329969/indonesia-share-of-people-with-financial-institution-credits-by-gender/ (last visited August 04, 2026)
Share of individuals who took out a loan with financial institutions in Indonesia from 2011 to 2021, by gender [Graph], World Bank, June 28, 2022. [Online]. Available: /statistics/1329969/indonesia-share-of-people-with-financial-institution-credits-by-gender/