The source adds the following information: "LendingTree used generational definitions, from the Pew Research Center, to define the age range for Gen Zers as being born between 1997 and 2012.
Metropolitan statistical area (MSA) rankings were generated by looking at the percentage of total purchase mortgage requests from Gen Z borrowers on the LendingTree platform. The larger the share of requests from Gen Zers, the higher ranking a metro area received.
Borrower data was derived from mortgage requests and offers — given to users of the LendingTree mortgage shopping platform — across the nation’s 50 largest metropolitan areas from Jan. 1, 2022, to Dec. 31, 2022."
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Credit score in the metros with the highest share of Gen Z home buyers U.S. 2022
In 2022, the average credit score of Gen Z mortgage applicants in the top 10 metros for Gen Z home buyers in the United States was between *** and ***. Salt Lake City, UT, which was the hottest market for Generation Z home buyers, had an average credit score of ***. Out of the ** most popular metros, Cincinnati, OH, was the most affordable.
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LendingTree. (June 5, 2023). Average credit score in the metros with the highest share of Generation Z home buyers in the United States in 2022 (in U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1260437/credit-score-in-leading-cities-for-gen-z-home-buyers-usa/
LendingTree. "Average credit score in the metros with the highest share of Generation Z home buyers in the United States in 2022 (in U.S. dollars)." Chart. June 5, 2023. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1260437/credit-score-in-leading-cities-for-gen-z-home-buyers-usa/
LendingTree. (2023). Average credit score in the metros with the highest share of Generation Z home buyers in the United States in 2022 (in U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1260437/credit-score-in-leading-cities-for-gen-z-home-buyers-usa/
LendingTree. "Average Credit Score in The Metros with The Highest Share of Generation Z Home Buyers in The United States in 2022 (in U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 5 Jun 2023, /statistics/1260437/credit-score-in-leading-cities-for-gen-z-home-buyers-usa/
LendingTree, Average credit score in the metros with the highest share of Generation Z home buyers in the United States in 2022 (in U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1260437/credit-score-in-leading-cities-for-gen-z-home-buyers-usa/ (last visited August 05, 2026)
Average credit score in the metros with the highest share of Generation Z home buyers in the United States in 2022 (in U.S. dollars) [Graph], LendingTree, June 5, 2023. [Online]. Available: /statistics/1260437/credit-score-in-leading-cities-for-gen-z-home-buyers-usa/
