In 2022, online and mobile banking was the most commonly used channel for financial services offered by banks in South Korea, with a usage rate of nearly ** percent. While the share of online and mobile banking usage has increased in recent years, fewer and fewer people visit bank branches or use CD/ATMs for deposits, withdrawals, and transfers.
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Bank of Korea. (March 7, 2023). Usage rate of financial services provided by banks in South Korea from 2018 to 2022, by service delivery channel [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1235646/south-korea-usage-rate-of-financial-services-from-banks-by-channel/
Bank of Korea. "Usage rate of financial services provided by banks in South Korea from 2018 to 2022, by service delivery channel." Chart. March 7, 2023. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1235646/south-korea-usage-rate-of-financial-services-from-banks-by-channel/
Bank of Korea. (2023). Usage rate of financial services provided by banks in South Korea from 2018 to 2022, by service delivery channel. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1235646/south-korea-usage-rate-of-financial-services-from-banks-by-channel/
Bank of Korea. "Usage Rate of Financial Services Provided by Banks in South Korea from 2018 to 2022, by Service Delivery Channel." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 7 Mar 2023, /statistics/1235646/south-korea-usage-rate-of-financial-services-from-banks-by-channel/
Bank of Korea, Usage rate of financial services provided by banks in South Korea from 2018 to 2022, by service delivery channel ÌÇÐÄÆÆ½â°æ, /statistics/1235646/south-korea-usage-rate-of-financial-services-from-banks-by-channel/ (last visited August 05, 2026)
Usage rate of financial services provided by banks in South Korea from 2018 to 2022, by service delivery channel [Graph], Bank of Korea, March 7, 2023. [Online]. Available: /statistics/1235646/south-korea-usage-rate-of-financial-services-from-banks-by-channel/