| Age in years | Formal | Informal | Excluded |
|---|---|---|---|
| - | - | - | - |
| - | - | - | - |
| - | - | - | - |
| - | - | - | - |
| - | - | - | - |
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April 2019
Kenya
October 1 to December 15, 2018
8,669 households
16 years and older
Computer-assisted personal interviews (CAPI)
According to the source, access to financial services was divided in three categories:
Formal: 鈥淔inancial services and products offered through providers that are legally registered legal persons and/ or operate through direct Government interventions鈥;
Informal: 鈥淔inancial services offered through different forms not subject to regulation, but have a relatively well鈥揹efined organizational structure鈥;
Excluded: 鈥淚ndividuals who reported using financial services and products only through family, friends, neighbors or keep money in secret places or not using any form of financial service鈥
Furthermore, the source adds the following information:
"In particular, consumer is classified in the formal category if he/she has access to any formal financial service or product. However, the same consumer may also be accessing informal financial services or products. Where a consumer accesses only informal financial services or products, he/she is classified as informally included. A consumer who does not access any financial services or products from any formal or informal categories, he/she is classified as excluded."
