As of 2023, the majority of the financially included population in Nigeria relied on financial service agents. This referred to ** percent of the population. Moreover, the user reliability on mobile money reached ** percent in the same year, while pension financial services reached eight percent of the population.
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Efina. (December 13, 2023). Share of population relying on formal financial services in Nigeria as of 2023, by type of service [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 31, 2026, from /statistics/1454757/share-of-population-using-formal-financial-services-in-nigeria-by-type/
Efina. "Share of population relying on formal financial services in Nigeria as of 2023, by type of service." Chart. December 13, 2023. ÌÇÐÄÆÆ½â°æ. Accessed July 31, 2026. /statistics/1454757/share-of-population-using-formal-financial-services-in-nigeria-by-type/
Efina. (2023). Share of population relying on formal financial services in Nigeria as of 2023, by type of service. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 31, 2026. /statistics/1454757/share-of-population-using-formal-financial-services-in-nigeria-by-type/
Efina. "Share of Population Relying on Formal Financial Services in Nigeria as of 2023, by Type of Service." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 Dec 2023, /statistics/1454757/share-of-population-using-formal-financial-services-in-nigeria-by-type/
Efina, Share of population relying on formal financial services in Nigeria as of 2023, by type of service ÌÇÐÄÆÆ½â°æ, /statistics/1454757/share-of-population-using-formal-financial-services-in-nigeria-by-type/ (last visited July 31, 2026)
Share of population relying on formal financial services in Nigeria as of 2023, by type of service [Graph], Efina, December 13, 2023. [Online]. Available: /statistics/1454757/share-of-population-using-formal-financial-services-in-nigeria-by-type/