In 2021, buses had the highest third party motor insurance claims frequency in Spain, followed by trucks and vans. The claims ratio for buses reached percent in that year. The claims frequency rate is calculated by dividing the number of claims by the number of policies.
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Investigación Cooperativa entre Entidades Aseguradoras y Fondos de Pensiones. (February 24, 2022). Frequency of claims of third party car insurance in Spain from 2019 to 2021, by vehicle type [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1214246/frequency-of-claims-of-civil-liability-car-insurance-in-spain-by-car-type/
Investigación Cooperativa entre Entidades Aseguradoras y Fondos de Pensiones. "Frequency of claims of third party car insurance in Spain from 2019 to 2021, by vehicle type." Chart. February 24, 2022. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1214246/frequency-of-claims-of-civil-liability-car-insurance-in-spain-by-car-type/
Investigación Cooperativa entre Entidades Aseguradoras y Fondos de Pensiones. (2022). Frequency of claims of third party car insurance in Spain from 2019 to 2021, by vehicle type. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1214246/frequency-of-claims-of-civil-liability-car-insurance-in-spain-by-car-type/
Investigación Cooperativa entre Entidades Aseguradoras y Fondos de Pensiones. "Frequency of Claims of Third Party Car Insurance in Spain from 2019 to 2021, by Vehicle Type." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 24 Feb 2022, /statistics/1214246/frequency-of-claims-of-civil-liability-car-insurance-in-spain-by-car-type/
Investigación Cooperativa entre Entidades Aseguradoras y Fondos de Pensiones, Frequency of claims of third party car insurance in Spain from 2019 to 2021, by vehicle type ÌÇÐÄÆƽâ°æ, /statistics/1214246/frequency-of-claims-of-civil-liability-car-insurance-in-spain-by-car-type/ (last visited August 05, 2026)
Frequency of claims of third party car insurance in Spain from 2019 to 2021, by vehicle type [Graph], Investigación Cooperativa entre Entidades Aseguradoras y Fondos de Pensiones, February 24, 2022. [Online]. Available: /statistics/1214246/frequency-of-claims-of-civil-liability-car-insurance-in-spain-by-car-type/
