As a result of the coronavirus (COVID-19) crisis, many people worldwide faced job insecurity and loss of income. For mortgage borrowers in the United States, this means increased default and foreclosure risk. Forbearance is a type of borrower assistance which allows the lender to negotiate a temporary postponement of a mortgage repayment. It allows a payment period relief in lieu of the creditor foreclosing on any property that was used as collateral for the loan.
As of March 2022, New York was one of the states in the United States with highest forbearance rate for Freddie Mac single-family housing loans with approximately **** percent of current loans in forbearance.
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Freddie Mac. (April 4, 2022). Forbearance rate of Freddie Mac single-family housing mortgages in selected states in the United States as of March 2022, by state [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 02, 2026, from /statistics/1200682/mortgage-forbearance-rate-united-states-usa-by-state/
Freddie Mac. "Forbearance rate of Freddie Mac single-family housing mortgages in selected states in the United States as of March 2022, by state." Chart. April 4, 2022. ÌÇÐÄÆƽâ°æ. Accessed August 02, 2026. /statistics/1200682/mortgage-forbearance-rate-united-states-usa-by-state/
Freddie Mac. (2022). Forbearance rate of Freddie Mac single-family housing mortgages in selected states in the United States as of March 2022, by state. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 02, 2026. /statistics/1200682/mortgage-forbearance-rate-united-states-usa-by-state/
Freddie Mac. "Forbearance Rate of Freddie Mac Single-family Housing Mortgages in Selected States in The United States as of March 2022, by State." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 4 Apr 2022, /statistics/1200682/mortgage-forbearance-rate-united-states-usa-by-state/
Freddie Mac, Forbearance rate of Freddie Mac single-family housing mortgages in selected states in the United States as of March 2022, by state ÌÇÐÄÆƽâ°æ, /statistics/1200682/mortgage-forbearance-rate-united-states-usa-by-state/ (last visited August 02, 2026)
Forbearance rate of Freddie Mac single-family housing mortgages in selected states in the United States as of March 2022, by state [Graph], Freddie Mac, April 4, 2022. [Online]. Available: /statistics/1200682/mortgage-forbearance-rate-united-states-usa-by-state/
