The value of homeowner equity in the United States increased from approximately 8.97 trillion U.S. dollars in 2010 to approximately 34.89 trillion U.S. dollars in 2024. The home equity value is calculated by subtracting the value of remaining mortgage debt from the market value of the real estate property. That means that the value of home equity increases as the debtor pays off the mortgage.
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St. Louis Fed. (June 12, 2025). Value of homeowner equity in real estate in the United States from 1960 to 2024 (in trillion U.S. dollars) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 27, 2026, from /statistics/375865/value-of-homeowner-equity-usa/
St. Louis Fed. "Value of homeowner equity in real estate in the United States from 1960 to 2024 (in trillion U.S. dollars)." Chart. June 12, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 27, 2026. /statistics/375865/value-of-homeowner-equity-usa/
St. Louis Fed. (2025). Value of homeowner equity in real estate in the United States from 1960 to 2024 (in trillion U.S. dollars). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 27, 2026. /statistics/375865/value-of-homeowner-equity-usa/
St. Louis Fed. "Value of Homeowner Equity in Real Estate in The United States from 1960 to 2024 (in Trillion U.S. Dollars)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 12 Jun 2025, /statistics/375865/value-of-homeowner-equity-usa/
St. Louis Fed, Value of homeowner equity in real estate in the United States from 1960 to 2024 (in trillion U.S. dollars) ÌÇÐÄÆÆ½â°æ, /statistics/375865/value-of-homeowner-equity-usa/ (last visited July 27, 2026)
Value of homeowner equity in real estate in the United States from 1960 to 2024 (in trillion U.S. dollars) [Graph], St. Louis Fed, June 12, 2025. [Online]. Available: /statistics/375865/value-of-homeowner-equity-usa/